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Active
4
beds
3
baths
2,387
sqft
2
garage
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8502449
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- VILLAMAR
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Living Room/Dining Room ComboStone CountersThermostatWalk-in Closet(s)LightingSidewalkSliding DoorsSprinkler Metered
3964 Giorgio Dr is a 2026-built home in Villamar, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,387 square feet of living space. Listed at $388,000 (about $163/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $177 annually.
From the listing
Under Construction. Brand new, energy-efficient home available by Jul 2026! Open first floor creates a unified living space with a large great room that overlooks the kitchen and dining area. Upstairs loft can be used to best fit your needs and tech area is perfect for a home office. Visit Villamar and explore new single-family homes for sale in Winter Haven, FL. Residents will have access to two resort-style amenity centers featuring a clubhouse, pool, and playground. Winter Haven is known for its beautiful chain of lakes with lakeside restaurants and its award-winning community theater. Nearby attractions include Legoland Florida and Peppa Pig Theme Park. A brand-new model and new phase are coming soon. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
The essentials
Built
2026
Price / sqft
$163
On market
49 days
Annual tax
$5,000
HOA
$177/yr
Flood zone
X · low risk
Lot
4,400 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,400 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, On Street
Days on Market
49
Living Room/Dining Room Combo
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Sliding Doors
Sprinkler Metered
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High
Districts can re-zone, so verify directly with the district before relying on these.
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$5,000
Parcel #
26-29-15-688505-002310
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Villamar
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,400 sqft
HOA
$177/yr
Prime Management
Date
Event
Price
5/12/2026
Listed for sale
Source: Stellar MLS #TB8502449
$388,000
$163/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,755
Principal, interest, tax, insurance, HOA
- P&I$2,024
- Tax$417
- Insurance$300
- HOA$15
Loan Amount
$310,400
Down Payment %
20.0%
First Year Summary
Principal
$3,277
Interest
$21,006
Balance
$307,123
Total Interest
$418,087
Total Cost
$728,487
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