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Active
$426,360
1757 Hummingbird Rd, Winter Haven, FL, 33884
$183/sqft·Harmony On Lake Eloise Phase 4
Est. $2,224/moSee payment4
beds
3
baths
2,336
sqft
3
garage
Listed by DR HORTON REALTY OF CENTRAL FLORIDA LLC· Last updated · MLS# O6406366
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARMONY ON LAKE ELOISE PHASE 4
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$30/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Open FloorplanSmart HomeStone CountersThermostatWalk-in Closet(s)Window TreatmentsLightingSidewalk
1757 Hummingbird Rd is a 2026-built home in Harmony On Lake Eloise Phase 4, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,336 square feet of living space. Listed at $426,360 (about $183/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 monthly.
From the listing
Under Construction. Let me Introduce you to the Denham this 2336 Sqft. 4 Bedroom 3 Bath home is to die for. This home provides Luxury Vinyl tile in all the wet areas and the Living and Dining rooms with Quartz Counter Tops in the Kitchen and all 3 Bathrooms. The Kitchen provides Stainless Steel Whirlpool Appliances that Including a Stove, Microwave, Refrigerator and Dishwasher, you also receive a Washer and Dryer in the Laundry room. It comes with 3 Spacious Spare Bedrooms and an Owners Suite, that can easily fit a King size bed with a Beautiful Master bath with two Adult Vanity sinks and Quartz Countertops. This home also has a Covered Lanai that is perfect for BBQs.
The essentials
Built
2026
Price / sqft
$183
On market
103 days
Annual tax
$2,632
HOA
$30/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
103
Open Floorplan
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sliding Doors
Community Mailbox
Dog Park
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
John Snively Elem
Middle
Denison Middle
High
Lake Region High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$2,632
Parcel #
26-29-04-664017-001840
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Harmony On Lake Eloise Phase 4
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
7,405 sqft
City LimitsLandscapedPaved
HOA
$30/mo
Leland Management, Inc
Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #O6406366
$426,360+0.6%
$183/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #O6406366
$423,990
$182/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,773
Principal, interest, tax, insurance, HOA
- P&I$2,224
- Tax$219
- Insurance$300
- HOA$30
Loan Amount
$341,088
Down Payment %
20.0%
First Year Summary
Principal
$3,601
Interest
$23,083
Balance
$337,487
Total Interest
$459,422
Total Cost
$800,510
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