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$410,000
1002 Bay Breeze Ter, Largo, FL, 33770
$347/sqft · Bay Breeze Estates
2
beds
2
baths
1,183
sqft
2
garage
Listed by EXP REALTY LLC· Last updated · MLS# MFRTB8472614
Ask About This Home
This is a 1957-built single-family home in Bay Breeze Estates. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 124 days on market — likely some room to negotiate.
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Est. Monthly Payment
$2,138/mo
20% down · 30-yr fixed · 6.5% APR
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Year Built1957
On Market124 days
Lot9,596 sqft
Annual Tax$959
Flood ZoneX
About This Property
1002 Bay Breeze Ter is a 1957-built home in Bay Breeze Estates, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,183 square feet of living space. Listed at $410,000 (about $347/sqft), 107 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Experience the ultimate Florida lifestyle in this charming Bay Breeze Estates retreat, perfectly situated on a rare double-parcel corner lot. This 2-bedroom, 2-bathroom residence offers the ideal blend of coastal proximity and peace of mind, located in a non-flood zone (Zone X) just minutes from the pristine Gulf beaches. The heart of the home opens to a private backyard sanctuary, featuring a sparkling in-ground pool and an oversized, fully fenced-in yard—a rare find providing ample space for gardening, pets, or premier outdoor entertaining. Built with durability in mind, the home features a sturdy tile roof, hurricane shutters, and a spacious 2-car garage. While meticulously maintained, this property presents a golden opportunity to bring your modern vision to a classic mid-century layout. Enjoy the freedom of no HOA or CDD fees while being centrally located to the best dining, shopping, and recreation Tampa Bay has to offer. Whether you are looking for a primary residence or a coastal getaway, this Largo gem is ready for its next chapter.
Location
Property Details
🏠
Type
Single Family Residence
📅
Year Built
1957
🌳
Lot
9,596 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
-
🏊
Pool
In Ground
📆
Days on Market
124
Features
Accessibility Features
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Hurricane Shutters
Private Yard
Sidewalk
Built-in Oven
Cooktop
Dishwasher
Freezer
Microwave
Range
Refrigerator
Taxes & Public Records
🏡Homestead exemption on file🌊Flood Zone X
Annual Tax (2024)
$959
Parcel #
05-30-15-03330-004-0010
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Bay Breeze Estates
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
9,596 sqft
Corner LotLevelSidewalkPaved
Price History
| Event | Date | Price | Change |
|---|---|---|---|
| Price Change | May 29, 2026 | $410,000 | -$15,000 |
| Previous Price | — | $425,000 | -$75,000 |
| Listed | Feb 11, 2026 | $500,000 | — |
Affordable Financing
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,518
Principal, interest, tax, insurance
- P&I$2,138
- Tax$80
- Insurance$300
Loan Amount
$328,000
Down Payment %
20.0%
First Year Summary
Principal
$3,462
Interest
$22,197
Balance
$324,538
Total Interest
$441,793
Total Cost
$769,793
