Pulling fresh listings…
Active
3
beds
2
baths
1,269
sqft
2
garage
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8502452
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- VILLAMAR
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Attic VentilatorKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsStone CountersThermostat
5041 Kaia Ave is a 2026-built home in Villamar, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,269 square feet of living space. Listed at $260,000 (about $205/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $177 annually.
From the listing
Under Construction. Brand new, energy-efficient home available by Jun 2026! Prepare dinner while catching up on the day’s events from this home's chef-inspired kitchen which overlooks a great room. Visit Villamar and explore new single-family homes for sale in Winter Haven, FL. Residents will have access to two resort-style amenity centers featuring a clubhouse, pool, and playground. Winter Haven is known for its beautiful chain of lakes with lakeside restaurants and its award-winning community theater. Nearby attractions include Legoland Florida and Peppa Pig Theme Park. A brand-new model and new phase are coming soon. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
The essentials
Built
2026
Price / sqft
$205
On market
49 days
Annual tax
$5,000
HOA
$177/yr
Flood zone
X · low risk
Lot
4,400 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,400 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
Curb Parking, Driveway, Garage Door Opener, On Street
Days on Market
49
Attic Ventilator
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sliding Doors
Sprinkler Metered
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High
Districts can re-zone, so verify directly with the district before relying on these.
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$5,000
Parcel #
26-29-15-688505-003590
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Villamar
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,400 sqft
HOA
$177/yr
Prime Community Management
Date
Event
Price
6/2/2026
Price change
Source: Stellar MLS #TB8502452
$260,000-11.2%
$205/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #TB8502452
$292,870
$231/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,088
Principal, interest, tax, insurance, HOA
- P&I$1,356
- Tax$417
- Insurance$300
- HOA$15
Loan Amount
$208,000
Down Payment %
20.0%
First Year Summary
Principal
$2,196
Interest
$14,076
Balance
$205,804
Total Interest
$280,162
Total Cost
$488,162
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