802 Marcia Loop, photo 1
Active
1 / 48

Overview

3 bd2 ba1,539 sqft2 car garageSingle Family
TypeSingle Family
HOA$319.4/yr
Built2003
Lot11,243 sqft
Living area1,539 sqft
Price / sqft$227
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)Sliding DoorsStreet LightsDishwasherDisposalDryer

802 Marcia Loop is a 2003-built home in Crystals Landing, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,539 square feet of living space. Listed at $349,900 (about $227/sqft), 228 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $319.4 annually.

From the listing

Welcome to 802 Marcia Loop, a LAKEFRONT property located in southeast Winter Haven! The property includes an area on Lake Ruby right across the street! The lake is visible from the living room, kitchen, dining room, as well as the primary bedroom! Enjoy the amazing view of Lake Ruby while relaxing on the back patio, which is accessible from the living room and primary bedroom! This home is equipped with a solar panels. BONUS: SOLAR PANELS WILL NOW BE PAID OFF AT CLOSING! This will allow the buyer to benefit from the energy savings from day one! With 3 bedrooms, 2 bathrooms and over 1,500 square feet of living area this home provides ample space. This home sits on just over 1/4 acre, which is the largest lot in the community! Windows and sliding doors were replaced in 2024! Recent kitchen upgrades include: countertops, backsplash and appliances in 2024. The home is also equipped with water filtration, reverse osmosis and an ADT security system. Lake Ruby connects via canal with Lake Bess, providing more area to explore while fishing, boating, etc. Lake Ruby is a 259 acre lake and the access to Lake Bess offers enjoyment of another 146 acres of water. Both lakes have slalom courses and ramps, fitting for the “Water Ski Capital of the World”. Skiing is allowed on Lake Ruby so build a dock and bring a boat in! The laundry room provides a space to complete that chore within the comfort of your home. Winter Haven is centrally located which provides easy access to many parts of the state. The theme parks and airports of Orlando and Tampa are approximately one hour drives in their respective directions. LegoLand, Publix, Wal-Mart and the AdventHealth ER are all within 5 minutes of this home! Buyer and buyer’s agent are responsible for verifying information. Schedule your showing today!

The essentials

Built
2003
Price / sqft
$227
On market
228 days
Annual tax
$2,905
HOA
$319.4/yr
Flood zone
X, AE · Low risk
Lot
11,243 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Waterfront
Lake Front
2 car garage
0.26 acres
Lot size
1,539 sqft
Living area

Payment

Est. monthly payment
$2,269/mo
Down payment (20%)
$69,980
Property taxes
$242/mo
HOA
$319.4/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
11,243 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
228
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Sliding Doors
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Kitchen Reverse Osmosis System
Range
Washer
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X, AE
Annual Tax (2024)
$2,905
Parcel #
26-29-12-687508-000140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystals Landing
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
11,243 sqft
HOA
$319.4/yr
Crystal's Landing HOA

Price history

Date
Event
Price
6/1/2026
Price change
Source: Stellar MLS #P4937120
$349,900-2.8%
$227/sqft
-
Price change
Source: Stellar MLS #P4937120
$359,900+9.1%
$234/sqft
2/26/2026
Listed for sale
Source: Stellar MLS #P4937120
$329,900
$214/sqft

Neighborhood

802 Marcia Loop
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 353 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 228.

Sample: 353 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,269/mo
Principal & interest$1,825
Property taxes$242
Insurance$175
HOA$27
Down payment20% · $69,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$227 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,539 sq ft

Time on market

228 days

Year built

2003

Monthly payment

About $2,269/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,905 annual tax bill, insurance, and the $319.4/yr HOA fee.

HOA fee

$319.4/yr

Managed by Crystal's Landing HOA.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLOCKHART & ASSOCIATES INCListing agent: Bobby DeSantoListing data from Stellar MLS, MLS# P4937120.

Keep exploring Florida

Pick up where you left off, or see what else is out there.