900 Lake Martha Dr NE, photo 1
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Overview

4 bd4 ba3,408 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1947
Lot25,570 sqft
Living area3,408 sqft
Price / sqft$135
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingSidewalkDishwasherMicrowaveRangeRefrigerator

900 Lake Martha Dr NE is a 1947-built home in Hutchinson Add, Winter Haven. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,408 square feet of living space. Listed at $460,000 (about $135/sqft), 1 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 900 Lake Martha Drive NE, a truly unique lakefront property offering exceptional space, flexibility, and endless possibilities! The property extends across the street to Lake Martha, providing direct lake frontage and wonderful opportunities to enjoy the waterfront. Information provided by the City, the lakefront portion may be divided from the main homesite, creating even more possibilities for the property. The main portion of the home features three bedrooms and two bathrooms, spacious living and dining areas, and a large bonus room currently used as a pool and game room. This flexible space could also serve as a family room, home office, gym, or additional entertainment area. Located on the opposite side of the home, the private in-law suite offers separation from the main living area, its own entrance, and a full bathroom. Above the two-car garage is an expansive room with a full bathroom and space for a kitchenette. This versatile area could become a movie room, game room, additional primary suite, guest quarters, or a second in-law suite. The garage also includes an additional shower—perfect for rinsing off after boating, fishing, yardwork, or a day by the lake. Enjoy Florida living from the screened front and rear porches. The fenced side yard is already improved with crushed gravel, providing convenient parking for a boat, RV, trailer, or other recreational vehicles. With direct lake frontage, multiple living areas, flexible bonus spaces, and the potential to separate the waterfront portion, this property offers outstanding possibilities for multigenerational living, extended-family accommodations, guest quarters, or potential short- or long-term rental use. Bring your ideas and discover everything this one-of-a-kind Lake Martha property has to offer!

The essentials

Built
1947
Price / sqft
$135
On market
24 days
Annual tax
$3,664
Flood zone
X* · Low risk
Lot
25,570 sqft
Type
Single Family Residence

At a glance

Single family
Built 1947
Waterfront
Lake Front
2 car garage
0.59 acres
Lot size
3,408 sqft
Living area

Payment

Est. monthly payment
$2,934/mo
Down payment (20%)
$92,000
Property taxes
$305/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1947
Lot
25,570 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
24
Ceiling Fans(s)
Lighting
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$3,664
Parcel #
26-28-21-579500-003171

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hutchinson Add
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
25,570 sqft
Corner LotSidewalkPaved

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #L4965109
$460,000
$135/sqft

Neighborhood

900 Lake Martha Dr NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $460,000
$457,500 – $460,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 24.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,934/mo
Principal & interest$2,399
Property taxes$305
Insurance$230
Down payment20% · $92,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$460,000

$135 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,408 sq ft

Time on market

24 days

Year built

1947

Monthly payment

About $2,934/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,664 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Sam DanielsListing data from Stellar MLS, MLS# L4965109.

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