315 Lanceolate Dr, photo 1
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Overview

3 bd2 ba2,153 sqft2 car garageSingle Family
TypeSingle Family
HOA$950/yr
Built1998
Lot11,317 sqft
Living area2,153 sqft
Price / sqft$218
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatTray Ceiling(s)Walk-in Closet(s)

315 Lanceolate Dr is a 1998-built home in Village/Spirit Lake Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,153 square feet of living space. Listed at $469,000 (about $218/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $950 annually.

From the listing

Homes in The Village at Spirit Lake don’t come up for sale very often, and this one has a lot to offer. 315 Lanceolate Drive is a 3-bedroom, 2-bath pool home with two additional air-conditioned rooms in the converted garage, giving you plenty of flexibility for additional bedrooms, home offices, a gym, playroom, or extra storage. Inside, the home has been thoughtfully updated with a completely renovated kitchen, remodeled bathrooms, and comfortable living spaces that feel fresh and move-in ready. The second bathroom offers direct access to the pool area, making it especially convenient for everyday Florida living. Out back, you’ll find a screened lanai overlooking the saltwater pool and a fully fenced backyard with plenty of room to relax, entertain, or enjoy the sunshine. If you have a boat, this home makes that easy too. The extended driveway provides room for boat parking, and residents have access to the community’s private boat ramp on Spirit Lake. The gated Village at Spirit Lake also offers a clubhouse, new playground, pickleball courts, and basketball court, all with a reasonable HOA. Located in unincorporated Polk County with county taxes only, the home is just minutes from the Polk Parkway with convenient access to Winter Haven, Lakeland, shopping, dining, schools, and LEGOLAND Florida Resort. Saltwater pool, room for the boat, access to the lake, and a home that’s already been beautifully updated. There’s a reason homes in this neighborhood don’t change hands very often.

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The essentials

Built
1998
Price / sqft
$218
On market
90 days
Annual tax
$5,234
HOA
$950/yr
Flood zone
X · Low risk
Lot
11,317 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
Heated
2 car garage
Boat
0.26 acres
Lot size
2,153 sqft
Living area

Payment

Est. monthly payment
$3,196/mo
Down payment (20%)
$93,800
Property taxes
$436/mo
HOA
$950/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
11,317 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Converted Garage, Driveway
Pool
Child Safety Fence, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
Days on Market
90
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Deed Restrictions
Golf Carts OK
Playground
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Eagle Lake Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,234
Parcel #
25-29-02-356720-000650

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Village/Spirit Lake Ph 01
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
11,317 sqft
HOA
$950/yr
Lisa Jacklin

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #L4963490
$469,000-2.3%
$218/sqft
-
Price change
Source: Stellar MLS #L4963490
$479,900-1.9%
$223/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #L4963490
$489,000
$227/sqft

Neighborhood

315 Lanceolate Dr
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $469,000
$467,500 – $469,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 90 after a $20,000 cut.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,196/mo
Principal & interest$2,446
Property taxes$436
Insurance$235
HOA$79
Down payment20% · $93,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,000

$218 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,153 sq ft

Time on market

90 days

Year built

1998

Monthly payment

About $3,196/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,234 annual tax bill, insurance, and the $950/yr HOA fee.

HOA fee

$950/yr

Managed by Lisa Jacklin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY PRESTIGEListing agent: Veronica BardListing data from Stellar MLS, MLS# L4963490.

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