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Active
$169,900
2320 Terra Ceia Bay Blvd #203, Palmetto, FL, 34221
$174/sqft·The Terra Ceia Club
Est. $886/moSee payment2
beds
2
baths
978
sqft
0
garage
Listed by MCNEELY & COMPANY· Last updated · MLS# A4611729
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About this home
Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom
2320 Terra Ceia Bay Blvd #203 is a 1991-built home in The Terra Ceia Club, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 978 square feet of living space. Listed at $169,900 (about $174/sqft), 711 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $843.43 monthly.
From the listing
One or more photo(s) has been virtually staged. **Price reduced to $169,900—**ideal for Midwest snowbirds seeking a warm, low-maintenance Florida retreat. This beautifully updated 2-bedroom, 2-bath condo in Terra Ceia Bay offers the perfect seasonal escape with peaceful golf course views from your private balcony. Inside, you’ll find luxury vinyl plank flooring, granite countertops, stainless appliances, and a split-bedroom layout—perfect for hosting visiting family and friends. The spacious primary suite features a walk-in closet and dual-sink vanity. Major updates include a new HVAC and water heater (2024) This elevator building offers a private pool, fitness room, and recreation space, while the gated community features golf, pickleball, tennis, clubhouse dining, a tiki bar pool, and a fishing pier. With a 3-month minimum rental and true lock-and-leave convenience, this is an ideal second home—buy now and be ready to enjoy the next winter season in the Florida sunshine.
The essentials
Built
1991
Price / sqft
$174
On market
767 days
Annual tax
$3,352
HOA
$843.43/mo
Flood zone
X500 · low risk
Lot
138,719 sqft
Type
Condominium
Location
Type
Condominium
Year Built
1991
Lot
138,719 sqft
Cooling
Central Air
Heating
Electric
Parking
Assigned, Common, Deeded, Guest
Waterfront
Bay/Harbor
Days on Market
767
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Wet Bar
Balcony
Lighting
Sidewalk
Sliding Doors
Tennis Court(s)
Association Recreation - Lease
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X500
Annual Tax (2023)
$3,352
Parcel #
2416805659
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
The Terra Ceia Club
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
138,719 sqft
Flood Insurance RequiredCity LimitsNear Golf CourseOn Golf CoursePaved
HOA
$843.43/mo
Stacia Searcy
Date
Event
Price
4/30/2026
Price change
Source: Stellar MLS #A4611729
$169,900-2.9%
$174/sqft
—
Price change
Source: Stellar MLS #A4611729
$174,900-25.6%
$179/sqft
5/24/2024
Listed for sale
Source: Stellar MLS #A4611729
$235,000
$240/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,308
Principal, interest, tax, insurance, HOA
- P&I$886
- Tax$279
- Insurance$300
- HOA$843
Loan Amount
$135,920
Down Payment %
20.0%
First Year Summary
Principal
$1,435
Interest
$9,198
Balance
$134,485
Total Interest
$183,075
Total Cost
$318,995
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