

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
2320 Terra Ceia Bay Blvd #706 is a 1991-built home in The Terra Ceia Club, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 978 square feet of living space. Listed at $180,000 (about $184/sqft), 331 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $844 monthly.
PRICE IMPROVEMENT TO $180,000! Beautifully updated and furnished 2-bedroom, 2-bath condo offering comfort, value, and a relaxed Florida lifestyle in Terra Ceia Bay Club. This light and bright residence has been nicely updated throughout, including NEW FLOORING, a refreshed kitchen, and both bathrooms featuring SHAKER CABINETRY and NEW COUNTERTOPS. The clean, modern finishes give the home an inviting, move-in-ready feel that stands out beautifully. The open and welcoming layout offers comfortable living and dining spaces, a furnished interior, and a bright Florida feel throughout. Enjoy views from both the balcony and front entry area, along with the benefit of living in a waterfront community with desirable amenities. Terra Ceia Bay Club offers a community pool, nature trail, fishing pier, clubhouse restaurant, and pay-to-play golf, allowing you to enjoy the lifestyle without a mandatory golf membership. Conveniently located near shopping, restaurants, medical facilities, marinas, downtown Bradenton, St. Petersburg, Sarasota, and area beaches, this updated condo is ideal as a full-time residence, seasonal retreat, or Florida getaway. With the PRICE IMPROVEMENT TO $180,000, this furnished and updated condo offers an excellent opportunity for buyers looking for value, convenience, and the Florida lifestyle in a well-established community.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$180,000
$184 per sq ft
Beds and baths
2 beds, 2 baths
Size
978 sq ft
Time on market
331 days
Year built
1991
Monthly payment
About $2,193/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,835 annual tax bill, insurance, and $844/mo in condo dues.
Condo dues
$844/mo
Managed by Stacia Searcy.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







