2320 Terra Ceia Bay Blvd #206, photo 1
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Overview

2 bd2 ba936 sqftCondominium
TypeCondominium
HOA$826.66/mo
Built1991
Lot138,948 sqft
Living area936 sqft
Price / sqft$160

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesKitchen/Family Room ComboOpen FloorplanSmart HomeBalconyBuyer Approval RequiredGated Community - GuardGolf

2320 Terra Ceia Bay Blvd #206 is a 1991-built home in The Terra Ceia Club, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 936 square feet of living space. Listed at $149,500 (about $160/sqft), 583 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $826.66 monthly.

From the listing

COULD BE SOLD TURN KEY! Discover the pinnacle of Florida resort living in this immaculate, move-in-ready home situated in the highly desirable Terra Ceia Country Club. Wake up to breathtaking golf course views and unwind on your private screened-in balcony while enjoying beautiful sunsets and the tranquility of the surrounding landscape. Step inside to a freshly updated kitchen designed for entertaining, featuring granite countertops, modern appliances, and additional seating at the breakfast bar—perfect for gathering with family and friends. The thoughtful layout offers both privacy and functionality, with a seamless flow throughout the home. The living room is also already set up for a wet bar, providing the perfect opportunity to create your own cocktail lounge or coffee station. Furnishings can be negotiated to suit your needs. Adding even more value and convenience, the HOA fee includes water, trash, cable with premium channels, and internet. Just steps from your doorstep, enjoy an impressive array of resort-style amenities, including a heated pool, fitness center, 18-hole executive golf course, on-site restaurant and tiki bar, tennis and pickleball courts, a scenic bayside fishing pier, and beautiful boardwalk trails. Conveniently located with easy access to I-75 and I-275, this home offers quick commutes to Tampa, St. Petersburg, Sarasota, and the Gulf beaches. With Sarasota-Bradenton International, Tampa International, and St. Pete-Clearwater International airports nearby, travel is always convenient. Whether you're looking for a seasonal getaway or a year-round residence, this home offers the perfect blend of comfort, resort-style amenities, convenience, and Florida living.

The essentials

Built
1991
Price / sqft
$160
On market
583 days
Annual tax
$3,501
HOA
$826.66/mo
Flood zone
X500 · Low risk
Lot
138,948 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 1991
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
936 sqft
Living area

Payment

Est. monthly payment
$1,974/mo
Down payment (20%)
$29,900
Property taxes
$292/mo
HOA
$826.66/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1991
Lot
138,948 sqft
Cooling
Central Air
Heating
Electric
Parking
Assigned
Days on Market
583
Built-in Features
Kitchen/Family Room Combo
Open Floorplan
Smart Home
Balcony
Buyer Approval Required
Gated Community - Guard
Golf
Park
Playground
Pool
Restaurant
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X500
Annual Tax (2024)
$3,501
Parcel #
2416805808

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Terra Ceia Club
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
138,948 sqft
HOA
$826.66/mo
Stacia Searcy

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #A4643643
$149,500-18.7%
$160/sqft
-
Price change
Source: Stellar MLS #A4643643
$184,000-16.4%
$197/sqft
3/8/2025
Listed for sale
Source: Stellar MLS #A4643643
$220,000
$235/sqft

Neighborhood

2320 Terra Ceia Bay Blvd #206
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $149,500
$147,000 – $149,500
98.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34221 landed at this number or higher (52%). The median one sat 100 days before it went under contract, and this one is on day 583 after a $70,500 cut.

Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,973/mo
Principal & interest$780
Property taxes$292
Insurance$75
HOA$827
Down payment20% · $29,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,500

$160 per sq ft

Beds and baths

2 beds, 2 baths

Size

936 sq ft

Time on market

583 days

Year built

1991

Monthly payment

About $1,974/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,501 annual tax bill, insurance, and the $826.66/mo HOA fee.

HOA fee

$826.66/mo

Managed by Stacia Searcy.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOUSE MATCHListing agent: Rachel Woodruff, PAListing data from Stellar MLS, MLS# A4643643.

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