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4412 Dolphin Ln, Palmetto, FL, 34221

$419/sqft·Gulf & Bay Estates

2 bd2 ba1,611 sqft1 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# A4667535

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Est. monthly payment
$4,195/mo
Down payment (20%)
$135,000
Property taxes
$335/mo
HOA
$20/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1972
Waterfront
Canal - Saltwater
1 car garage
0.29 acres
Lot size
1,611 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatDishwasherElectric Water HeaterMicrowaveRangeRefrigerator

4412 Dolphin Ln is a 1972-built home in Gulf & Bay Estates Unit 4 Corr, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,611 square feet of living space. Listed at $675,000 (about $419/sqft), 307 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $20 annually.

From the listing

Virtually Staged. Welcome to this beautifully renovated canal-front 2-bedroom, 2-bath home located in Gulf & Bay Estates on Snead Island, a quaint and peaceful waterfront community. This exceptional property offers direct access to Terra Ceia Bay, Tampa Bay, and the Gulf of Mexico, making it perfect for boating with dock and 10k lift and enjoying the coastal lifestyle. Every aspect of this home has been meticulously renovated, featuring new impact windows and front door, along with a new septic system and drain field. The Florida room has been completely rebuilt, showcasing Icynene foam insulation in the roof and walls, a new mini-split A/C, new hardie board, and a new flat roof. Interior upgrades include a brand-new kitchen with quartz countertops, modern cabinetry, and stainless appliances, complemented by two fully remodeled bathrooms. Additional upgrades include new electrical, solid-core doors and trim, new porcelain plank tile flooring throughout, and fresh interior and exterior paint. The exterior highlights include fresh landscaping, and a rebuilt dock, while the garage is enhanced with a durable epoxy floor system. The spacious backyard offers ample room for a pool, allowing you to create your own private retreat. Just minutes away is the Bradenton Yacht Club, and Emerson Point Preserve offers a scenic network of hiking and kayak trails where you can experience over 200 species of birds and a wide variety of Florida’s coastal wildlife and natural habitats. With convenient access to St. Pete, Tampa, and Sarasota for world-class dining, shopping, sports, and airports, this home perfectly blends modern luxury, meticulous craftsmanship, and the ultimate waterfront living experience. Annual Homeowners Insurance is $3431; FloodInsurance is $2757 and can be assumed by new owner.

The essentials

Built
1972
Price / sqft
$419
On market
339 days
Annual tax
$4,024
HOA
$20/yr
Flood zone
AE
Lot
12,798 sqft
Type
Single Family Residence

Location

4412 Dolphin Ln
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
1972
Lot
12,798 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Saltwater
Days on Market
339
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$4,024

Parcel #

2399300009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Gulf & Bay Estates Unit 4 Corr

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

12,798 sqft

HOA
$20/yr
Sue Revell
Date
Event
Price
6/26/2026
Price change
Source: Stellar MLS #A4667535
$675,000-2.0%
$419/sqft
Price change
Source: Stellar MLS #A4667535
$689,000-16.9%
$428/sqft
10/8/2025
Listed for sale
Source: Stellar MLS #A4667535
$829,000
$515/sqft
Est. monthly payment$4,195/mo
Principal & interest$3,520
Property taxes$335
Insurance$338
HOA$2
Down payment20% · $135,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $675,000
$665,000 – $675,000
98.7% – 100% of listTops out right at the list price
80% of listList price
178 of the last 354 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 339 after a $154,000 cut.

Sample: 354 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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