Active

103 40th Street CT NW, Bradenton, FL, 34209

$356/sqft·Harbor Crest

3 bd2 ba2,180 sqftSingle Family
Listed by SATO REAL ESTATE INC.· Last updated · MLS# A4704286

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$5,186/mo
Down payment (20%)
$155,000
Property taxes
$757/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1947
Waterfront
Bayou
0.27 acres
Lot size
2,180 sqft
Living area

About this home

Eat-in KitchenRangeRefrigerator

103 40th Street CT NW is a 1947-built home in Harbor Crest, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,180 square feet of living space. Listed at $775,000 (about $356/sqft), 4 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

HIGH AND DRY! Gracefully positioned along the serene waters of McLewis Bayou, this HANDYMAN/FIXER-UPPER offers an incredible opportunity with approximately 90 FEET OF WATERFRONT and DIRECT BOATING ACCESS to the Manatee River and Gulf of Mexico. This 11,905 sq. ft. lot has Protected water, substantial boat capability and quick access to the Manatee River make this an exceptional setting for boaters and waterfront enthusiasts. THE POTENTIAL IS ENDLESS! Renovate and restore the charm of the existing 1947 home, or start fresh and build your dream waterfront residence on this special parcel ATTACHED DEMO QUOTE OF HOUSE AND DRIVEWAY IS $18,900. The current home features 3 bedrooms, 2 baths and WATER VIEWS from the elevated back deck—a perfect spot to imagine what could be. Current shingle roof is 2012. McLewis Bayou is tucked within the historic Riverview Boulevard/River District area, one of Bradenton’s most established and sought-after residential corridors, known for its mature landscaping, distinctive homes and Old Florida character. Whether you’re a BOATER, BUILDER, INVESTOR or buyer searching for the perfect waterfront homesite, opportunities like this are increasingly hard to find. Bring your vision and create something truly special on McLewis Bayou! Saint Stephen’s Episcopal School is just around the corner, along with convenient shopping, restaurants, and grocery stores. The beautiful Manatee River Garden Club is nearby, as are the scenic Riverview Boulevard corridor, Robinson Preserve, De Soto National Memorial and Palma Sola Bay. And when it’s time for the beach, the sugar-sand shores of Anna Maria Island are just a short drive away. Enjoy the best of both worlds—an Old Florida waterfront setting with boating access and all the conveniences of NW Bradenton right at your fingertips.

The essentials

Built
1947
Price / sqft
$356
On market
14 days
Annual tax
$9,083
Flood zone
AE*
Lot
11,905 sqft
Type
Single Family Residence

Location

103 40th Street CT NW
Bradenton, FL, 34209·34209 - Bradenton/Palma Sola
Type
Single Family Residence
Year Built
1947
Lot
11,905 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Bayou, Canal - Saltwater
Days on Market
14
Eat-in Kitchen
Range
Refrigerator

Elementary

Miller Elementary

Middle

Martha B. King Middle

High

Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*

Annual Tax (2025)

$9,083

Parcel #

3562600001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Crest

County

Manatee

MLS Area

34209 - Bradenton/Palma Sola

Lot Size

11,905 sqft

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #A4704286
$775,000
$356/sqft
Est. monthly payment$5,186/mo
Principal & interest$4,042
Property taxes$757
Insurance$388
Down payment20% · $155,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $775,000
$755,000 – $775,000
97.6% – 100% of listTops out right at the list price
80% of listList price
64 of the last 126 home closings in 34209 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 14.

Sample: 126 closed home sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.