Pulling fresh listings…
Active
3
beds
2
baths
1,407
sqft
2
garage
Listed by OLYMPUS EXECUTIVE REALTY INC· Last updated · MLS# G5115621
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WILLOWBROOK NORTH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$6/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)Sidewalk
1040 Luke Ave is a 2026-built home in Willowbrook North, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,407 square feet of living space. Listed at $274,990 (about $195/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 annually.
From the listing
Virtually Staged. Under Construction. Under construction. Sample Images Ready by August 2026 No rear neighbors! The Auburndale is just the perfect home that feels bigger than 1,407 Sq. Ft. Is an open concept floor plan. Nice-sized kitchen and a spacious master bedroom. Nice upgrades include stone counters in the kitchen and in all bathroom counters, tile in wet and common areas, 9'4" ceiling height, and a lot more.
The essentials
Built
2026
Price / sqft
$195
On market
30 days
Annual tax
$500
HOA
$75/yr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
30
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Elementary
Fred G. Garnier Elem
Middle
Denison Middle
High
Winter Haven Senior
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$500
Parcel #
26-28-10-530502-000570
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Willowbrook North
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,500 sqft
City LimitsSidewalkPaved
HOA
$75/yr
Highland Management/ Olive
Date
Event
Price
7/27/2026
Listed for sale
Source: Stellar MLS #G5115621
$274,990
$195/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,782
Principal, interest, tax, insurance, HOA
- P&I$1,434
- Tax$42
- Insurance$300
- HOA$6
Loan Amount
$219,992
Down Payment %
20.0%
First Year Summary
Principal
$2,322
Interest
$14,888
Balance
$217,670
Total Interest
$296,314
Total Cost
$516,306
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