Pulling fresh listings…
Active
$359,990
4094 Penelope Ave, Lake Wales, FL, 33859
$171/sqft·Annabelle Estates
Est. $1,877/moSee payment4
beds
3
baths
2,110
sqft
2
garage
Listed by OLYMPUS EXECUTIVE REALTY INC· Last updated · MLS# G5116234
Ask anything about this home
Instant answers from the Estate Vida assistant. Tap a question to start.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ANNABELLE ESTATES
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$37/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)LightingSidewalk
4094 Penelope Ave is a 2026-built home in Annabelle Estates, Lake Wales. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,110 square feet of living space. Listed at $359,990 (about $171/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $37 monthly.
From the listing
Virtually Staged. Under Construction. The Poinciana floorplan offers a well-designed, one-story layout that includes 4 bedrooms and 3 bathrooms, complete with a spacious two-car garage. This home is centered around a sizable great room, which seamlessly connects to the open kitchen and cozy café area, making it ideal for gatherings and entertaining. The owner's suite, located at the back for added privacy, includes a walk-in closet and an en-suite bathroom. Three additional bedrooms are thoughtfully arranged to provide flexibility for guests or a home office. The Poinciana floorplan is designed for those seeking both functionality and comfort in a beautiful, single-story home. SAMPLE IMAGE
The essentials
Built
2026
Price / sqft
$171
On market
18 days
Annual tax
$2,982
HOA
$37/mo
Flood zone
X · Low risk
Lot
6,398 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
6,398 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
18
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Sliding Doors
Community Mailbox
Deed Restrictions
Park
Playground
Pool
Sidewalks
Street Lights
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Elementary
South Pointe Elementary
Middle
McLaughlin Academy Of Excellence
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$2,982
Parcel #
27-29-31-000000-016400
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Annabelle Estates
County
Polk
MLS Area
33859 - Lake Wales
Lot Size
6,398 sqft
ClearedCorner LotLevelSidewalkPaved
HOA
$37/mo
AMELIA KIRKLAND
Date
Event
Price
8/8/2026
Listed for sale
Source: Stellar MLS #G5116234
$359,990
$171/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,463
Principal, interest, tax, insurance, HOA
- P&I$1,877
- Tax$249
- Insurance$300
- HOA$37
Loan Amount
$287,992
Down Payment %
20.0%
First Year Summary
Principal
$3,040
Interest
$19,490
Balance
$284,952
Total Interest
$387,905
Total Cost
$675,897
Keep exploring Tampa Bay
Pick up where you left off, or see what else is out there.
