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Listed by S & D REAL ESTATE SERVICE LLC· Last updated · MLS# L4963214
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About this home
2884 Wood Duck Dr is a home in Bay Lake Residence, Polk City. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,800 annually.
From the listing
Centrally located between Tampa and Orlando Florida, Bay Lake Resort is a beautiful gated RV resort with plenty of amenities to enjoy! The resort includes a clubhouse, fitness center, laundry area, heated pool, billiard room, craft room and media center. This land is a blank slate to dream up what this property should turn into. From paver pads, lighting or outdoor kitchens to casitas, pergolas or tiki huts. The options are almost endless for this amazing property!
The essentials
On market
49 days
Annual tax
$1,666
HOA
$1,800/yr
Flood zone
X · Low risk
Lot
3,816 sqft
Type
Land
Location
Type
Land
Year Built
-
Lot
3,816 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
49
Flood Zone x
Annual Tax (2025)
$1,666
Parcel #
25-27-10-999942-001940
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Bay Lake Residence
County
Polk
MLS Area
33868 - Polk City
Lot Size
3,816 sqft
HOA
$1,800/yr
John Howard
Date
Event
Price
8/22/2026
Price change
Source: Stellar MLS #L4963214
$135,000-6.9%
—
Price change
Source: Stellar MLS #L4963214
$145,000-3.3%
7/8/2026
Listed for sale
Source: Stellar MLS #L4963214
$150,000
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,293
Principal, interest, tax, insurance, HOA
- P&I$704
- Tax$139
- Insurance$300
- HOA$150
Loan Amount
$108,000
Down Payment %
20.0%
First Year Summary
Principal
$1,140
Interest
$7,309
Balance
$106,860
Total Interest
$145,469
Total Cost
$253,469
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