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2048 Winding River CV, Bartow, FL, 33830

$189/sqft·Winding River Cove

4 bd2 ba1,878 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY· Last updated · MLS# L4964583

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,532/mo
Down payment (20%)
$70,980
Property taxes
$445/mo
HOA
$700/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2023
2 car garage
0.30 acres
Lot size
1,878 sqft
Living area

About this home

High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsPrivate Yard

2048 Winding River CV is a 2023-built home in Winding River Cove, Bartow. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,878 square feet of living space. Listed at $354,900 (about $189/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 annually.

From the listing

Welcome home to this beautiful newer construction home offering 4 bedrooms, 2 bathrooms, plus a versatile den/flex space on a larger corner lot in a charming Bartow community! Built just three years ago, this home offers modern features, an open layout, and plenty of space to spread out. Step inside to an open and bright floor plan filled with tons of natural sunlight. The split-bedroom layout provides added privacy and creates a comfortable flow throughout the home. Tile flooring runs throughout the main living areas, with carpet in the bedrooms. The spacious kitchen is the heart of the home, featuring ample cabinet and counter space, a large breakfast bar, and a separate dining area just off the kitchen. The adjoining den/flex space offers endless possibilities and can be used as a home office, playroom, media room, or additional living space. French doors lead from the living area to the covered lanai, creating an easy transition to the backyard and making this space perfect for grilling, relaxing, and entertaining family and friends. The primary suite offers a peaceful retreat with a walk-in closet and an upgraded ensuite bathroom featuring a garden tub and separate step-in shower. An indoor laundry room adds everyday convenience. Outside, enjoy the benefits of a larger corner lot with a fully fenced yard. The fence includes a double gate for easy access, making it ideal for storing a boat, trailer, camper, lawn equipment, or other outdoor toys. Located in a small, welcoming community featuring a playground, this home offers the perfect blend of newer construction, functional living space, privacy, and outdoor enjoyment. Come see why this one deserves to be at the top of your list! All information and property details are deemed reliable but not guaranteed and Buyer/Buyer's Agent is responsible for their own due diligence including but not limited to verifying HOA, Community Info, Rules, Leasing Requirements, Sqft, Lot Size, Room Dimensions, and Taxes.

The essentials

Built
2023
Price / sqft
$189
On market
20 days
Annual tax
$5,338
HOA
$700/yr
Flood zone
X · Low risk
Lot
13,042 sqft
Type
Single Family Residence

Location

2048 Winding River CV
Bartow, FL, 33830·33830 - Bartow
Type
Single Family Residence
Year Built
2023
Lot
13,042 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
20
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Private Yard
Sidewalk
Playground
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator

Middle

Bartow Middle

High

Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,338

Parcel #

25-29-35-363486-000370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Winding River Cove

County

Polk

MLS Area

33830 - Bartow

Lot Size

13,042 sqft

HOA
$700/yr
carmanienterprises.com
Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #L4964583
$354,900-1.4%
$189/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #L4964583
$359,900
$192/sqft
Est. monthly payment$2,532/mo
Principal & interest$1,851
Property taxes$445
Insurance$177
HOA$58
Down payment20% · $70,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $354,900
$352,500 – $354,900
99.5% – 100% of listTops out right at the list price
80% of listList price
87 of the last 157 home closings in 33830 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 20 after a $5,000 cut.

Sample: 157 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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