Active Under Contract

2040 Saddlewood Dr, Bartow, FL, 33830

$202/sqft·Saddlewood

3 bd2 ba1,493 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY· Last updated · MLS# L4964880

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$1,885/mo
Down payment (20%)
$60,400
Property taxes
$129/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2006
Waterfront
Pond
2 car garage
Driveway
9,853 sqft lot
Lot size
1,493 sqft
Living area

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Private MailboxRain GuttersSidewalkStreet Lights

2040 Saddlewood Dr is a 2006-built home in Saddlewood, Bartow. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,493 square feet of living space. Listed at $302,000 (about $202/sqft), 1 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Under contract-accepting backup offers. Nestled in the quiet community of Saddlewood, this beautifully maintained 3-bedroom, 2-bath home offers 1,493 square feet of comfortable living space, a 2-car garage, a large corner lot, and a wonderfully functional floor plan. A NEW ROOF installed in January 2026, along with a 2024 A/C, hot water heater, build in oven, microwave, and refrigerator means the major systems and appliances are already taken care of, offering peace of mind from the start. Built in 2006 and exceptionally well cared for, this home is clean, comfortable, and truly move-in ready. The easy-flowing layout creates inviting spaces for everyday living and entertaining, while three bedrooms provide flexibility for family, guests, or a home office. Outside, the rear screened patio overlooks the oversized back yard with no rear neighbors and a peaceful pond and wooded views that give the backyard an added sense of privacy and connection to nature. A LOW HOA adds even more value to this established Saddlewood community. With the big-ticket updates already complete, a great layout, and years of thoughtful care, this home offers a wonderful opportunity to move right in and make it your own.

The essentials

Built
2006
Price / sqft
$202
On market
1 day
Annual tax
$1,554
HOA
$350/yr
Flood zone
X · Low risk
Lot
9,853 sqft
Type
Single Family Residence

Location

2040 Saddlewood Dr
Bartow, FL, 33830·33830 - Bartow
Type
Single Family Residence
Year Built
2006
Lot
9,853 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Waterfront
Pond
Days on Market
1
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Sidewalk
Street Lights
Convection Oven
Cooktop
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer

Elementary

James E. Stephens Elem

Middle

Bartow Middle

High

Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone x

Annual Tax (2026)

$1,554

Parcel #

24-29-36-292204-000220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Saddlewood

County

Polk

MLS Area

33830 - Bartow

Lot Size

9,853 sqft

Corner LotSidewalkPrivate
HOA
$350/yr
Highland Community Management
Date
Event
Price
9/14/2026
Pending sale
Source: Stellar MLS #L4964880
$302,000
$202/sqft
9/13/2026
Listed for sale
Source: Stellar MLS #L4964880
$302,000
$202/sqft
Est. monthly payment$1,885/mo
Principal & interest$1,575
Property taxes$129
Insurance$151
HOA$29
Down payment20% · $60,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $302,000
$300,000 – $302,000
99.5% – 100% of listTops out right at the list price
80% of listList price
86 of the last 155 home closings in 33830 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 1.

Sample: 155 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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