ActiveOpen House

845 Avenue F NE, Winter Haven, FL, 33881

$209/sqft·Martha Heights

3 bd2 ba1,552 sqft1 car garageSingle Family
Listed by CROSBY & ASSOCIATES, INC.· Last updated · MLS# P4939657

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Est. monthly payment
$1,898/mo
Down payment (20%)
$65,000
Property taxes
$41/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1952
1 car garage
Driveway
0.26 acres
Lot size
1,552 sqft
Living area

Open house

Sunday, Sep 13· 8:00 PM to 10:00 PM

About this home

Ceiling Fans(s)Living Room/Dining Room ComboThermostatGardenKennelPrivate YardStorageStreet Lights

845 Avenue F NE is a 1952-built home in Martha Heights Pb 9 Pg 39, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,552 square feet of living space. Listed at $325,000 (about $209/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Rare No-HOA Corner Lot with Work, RV, & Boat Parking This 3-bedroom, 2-bath block home sits on a quarter-acre corner lot in Winter Haven with zero HOA restrictions. The fenced yard offers Private area for RV parking, boat parking, and off-street parking beyond the attached 22x13 garage—ideal for trailers, toys, or a backyard workshop—plus raised garden beds already in place, a kennel/chicken coop, and mature oak trees for those who'd rather use the space for animals or growing their own food. Inside, this home offers a living room/dining room combo, a Florida room, and shelving in the guest hallway. The primary suite features a built-in closet and large en-suite bathroom including storage and laundry area. The second full bathroom serves the additional bedrooms. Central air, ceiling fans, and oak wood floor throughout much of the home other than ceramic tile in both bathrooms, and linoleum in the kitchen. The community offers access to a nearby Lake Elbert which has a public boat ramp, dock, allowing fishing and a paved lakeside walking path close by. No HOA. No lease restrictions. No association approval required—a flexible corner lot ready for RVs, boats, gardens, or animals.

The essentials

Built
1952
Price / sqft
$209
On market
3 days
Annual tax
$490
Flood zone
X · Low risk
Lot
11,325 sqft
Type
Single Family Residence

Location

845 Avenue F NE
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
1952
Lot
11,325 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Faces Side, Off Street
Days on Market
3
Ceiling Fans(s)
Living Room/Dining Room Combo
Thermostat
Garden
Kennel
Private Yard
Storage
Street Lights
Dryer
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$490

Parcel #

26-28-21-573500-005010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Martha Heights Pb 9 Pg 39

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

11,325 sqft

Corner Lot
Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #P4939657
$325,000
$209/sqft
Est. monthly payment$1,898/mo
Principal & interest$1,695
Property taxes$41
Insurance$163
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $325,000
$322,500 – $325,000
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 206 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 3.

Sample: 206 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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