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Active
4
beds
3
baths
2,286
sqft
2
garage
Listed by FLORIWEST REALTY GROUP, LLC· Last updated · MLS# R4910525
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOUTHPOINTE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$222/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Primarybedroom UpstairsWalk-in Closet(s)DishwasherDisposalMicrowaveRange
9018 Optimist Way is a 2026-built home in Southpointe, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,286 square feet of living space. Listed at $414,999 (about $182/sqft), 166 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $667 quarterly.
From the listing
****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to Innovation at Southpointe! This stunning two-story home offers 2,286 square feet of thoughtfully designed living space and a spacious two-car garage. Step inside through the inviting foyer, where you’ll find access to the fourth bedroom and full bath, perfect for guests or a private home office. Continue into the heart of the home and discover an open-concept layout featuring a great room, dining area, and a modern kitchen ideal for entertaining. A sliding glass door off the dining space leads to a private patio, creating the perfect spot to enjoy the beautiful Florida outdoors. Upstairs, retreat to the luxurious owner’s suite, complete with a walk-in closet and en-suite bath. Two additional bedrooms share a full bathroom, and the conveniently located laundry room makes everyday living a breeze.
The essentials
Built
2026
Price / sqft
$182
On market
168 days
Annual tax
$500
HOA
$667/qtr
Flood zone
X · low risk
Lot
4,800 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
168
Primarybedroom Upstairs
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$500
Parcel #
646010809
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Southpointe
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
HOA
$667/qtr
ACCESS MANAGEMENT / JULIA JENSEN
Date
Event
Price
4/6/2026
Price change
Source: Stellar MLS #R4910525
$414,999+6.4%
$182/sqft
—
Price change
Source: Stellar MLS #R4910525
$389,999-7.1%
$171/sqft
1/13/2026
Listed for sale
Source: Stellar MLS #R4910525
$419,999
$184/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,728
Principal, interest, tax, insurance, HOA
- P&I$2,164
- Tax$42
- Insurance$300
- HOA$222
Loan Amount
$331,999
Down Payment %
20.0%
First Year Summary
Principal
$3,505
Interest
$22,468
Balance
$328,494
Total Interest
$447,180
Total Cost
$779,179
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