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Active
4
beds
2
baths
1,599
sqft
-
garage
Listed by ZEA REALTY & ASSOCIATES· Last updated · MLS# S5138456
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About this home
Kitchen/Family Room ComboSolid Wood CabinetsGardenDishwasherMicrowaveRangeRefrigerator
306 Fern Rd is a 1975-built home in Jan Phyl Village, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,599 square feet of living space. Listed at $239,900 (about $150/sqft), 64 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Short Sale. ***SHORT SALE *** BEAUTIFUL HOUSE COMPLETELY REMODELED, stainless steel appliances, wooden cabinets and whole house Laminate flooring.
The essentials
Built
1975
Price / sqft
$150
On market
230 days
Annual tax
$3,096
Flood zone
X · low risk
Lot
6,499 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
1975
Lot
6,499 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
230
Kitchen/Family Room Combo
Solid Wood Cabinets
Garden
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lake Shipp Elem
Middle
Westwood Middle
High
Lake Region High
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2024)
$3,096
Parcel #
25-28-25-354540-008160
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Jan Phyl Village
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
6,499 sqft
Date
Event
Price
1/15/2026
Price change
Source: Stellar MLS #S5138456
$239,900-7.7%
$150/sqft
—
Price change
Source: Stellar MLS #S5138456
$259,900-10.3%
$163/sqft
11/12/2025
Listed for sale
Source: Stellar MLS #S5138456
$289,900
$181/sqft
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,809
Principal, interest, tax, insurance
- P&I$1,251
- Tax$258
- Insurance$300
Loan Amount
$191,920
Down Payment %
20.0%
First Year Summary
Principal
$2,026
Interest
$12,988
Balance
$189,894
Total Interest
$258,503
Total Cost
$450,423
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