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37438 Picketts MILL Ave, Zephyrhills, FL, 33542

$192/sqft·Silver Oaks Village Ph 02

3 bd2 ba1,632 sqft2 car garageSingle Family
Listed by LPT REALTY, LLC.· Last updated · MLS# TB8467174

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,396/mo
Down payment (20%)
$62,800
Property taxes
$530/mo
HOA
$212.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2005
2 car garage
Garage Door Opener
6,250 sqft lot
Lot size
1,632 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)French DoorsDishwasherDryerMicrowaveRangeRefrigerator

37438 Picketts MILL Ave is a 2005-built home in Silver Oaks Village Ph 02, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,632 square feet of living space. Listed at $314,000 (about $192/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $212.5 quarterly.

From the listing

Virtually Staged. ASSUMABLE MORTGAGE - 5.25% - Welcome to this beautifully maintained home in the desirable Silver Oaks Village, where pride of ownership, smart updates, and everyday comfort come together. Situated in a well-kept, peaceful neighborhood, this 3-bedroom, 2-bath residence with a 2-car garage offers a thoughtful layout, generous storage, and timeless design features throughout. Inside, you’ll immediately notice the high vaulted ceilings, elegant curved architectural edges, and abundant natural light that create an open, airy feel. The split floor plan provides privacy, with the primary suite tucked away as a true retreat. The ensuite bath features a large garden tub, separate walk-in shower, double vanity, and a spacious walk-in closet. The kitchen is both functional and inviting, offering large upper cabinets, ample counter space, and bar seating, along with a cozy kitchenette for casual meals and a separate dining area ideal for hosting. Ceiling fans are installed in every room, enhancing comfort year-round, and storage is plentiful throughout the home—including heavy-duty built-in shelving in the garage. Recent updates add peace of mind, including an HVAC system replaced in 2016 and a new water heater in 2023. The upgraded glass storm door at the front entry allows you to enjoy fresh air with the option to convert to a screened door. Step outside through French doors with built-in shades to a screened, pavered lanai overlooking a fully fenced backyard with a vinyl privacy fence and gates on both sides—perfect for relaxing, entertaining, or pets. Ideally located near shopping, dining, and major conveniences, this home is also ease of access to the YMCA (offering a pool, gym, and classes) and minutes from St. Leo University. The property is located in a USDA-eligible area, which may allow qualified buyers to explore zero-down financing options (buyer to verify eligibility and loan requirements). A wonderful opportunity to own a move-in-ready home in a growing area with a strong sense of community.

The essentials

Built
2005
Price / sqft
$192
On market
232 days
Annual tax
$6,359
HOA
$212.5/qtr
Flood zone
X · Low risk
Lot
6,250 sqft
Type
Single Family Residence

Location

37438 Picketts MILL Ave
Zephyrhills, FL, 33542·33542 - Zephyrhills
Type
Single Family Residence
Year Built
2005
Lot
6,250 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
232
Cathedral Ceiling(s)
Ceiling Fans(s)
French Doors
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

West Zephyrhills Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$6,359

Parcel #

03-26-21-0220-00F00-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Silver Oaks Village Ph 02

County

Pasco

MLS Area

33542 - Zephyrhills

Lot Size

6,250 sqft

HOA
$212.5/qtr
Silver Oaks Village / Candy Jardell
Date
Event
Price
4/11/2026
Price change
Source: Stellar MLS #TB8467174
$314,000-1.6%
$192/sqft
Price change
Source: Stellar MLS #TB8467174
$319,000-3.0%
$195/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #TB8467174
$329,000+5.8%
$202/sqft
6/17/2022
Sold
Source: Pasco County Public Record
$311,000
$191/sqft
Est. monthly payment$2,395/mo
Principal & interest$1,638
Property taxes$530
Insurance$157
HOA$71
Down payment20% · $62,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $314,000
$305,000 – $314,000
97.1% – 100% of listTops out right at the list price
80% of listList price
60 of the last 119 home closings in 33542 landed at this number or higher (50%). The median one sat 45 days before it went under contract, and this one is on day 232 after a $15,000 cut.

Sample: 119 closed home sales in 33542 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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