$585,000

3998 22nd Ave N · St Petersburg, FL, 33713

$256 / sqft
Harshaw Lake 2
4
Beds
2
Baths
2,281
Sqft
2
Garage
Ask About This Home

This is a 1971-built single-family home in Harshaw Lake 2. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 100 days on market — likely some room to negotiate.

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Year Built1971
On Market100 days
Lot8,019 sqft
Annual Tax$4,440
Flood ZoneX

About This Property

SELLERS OFFERING $10,000 IN BUYER CREDITS — use it toward closing costs, rate buy-downs, or prepaid expenses! Florida living starts here. Welcome home to 3998 22nd Ave N, where thoughtful updates and generous living spaces come together in a central location just minutes to I-275, the beaches, and vibrant downtown St. Pete — all situated on a spacious corner lot offering added privacy and curb appeal. This 4-bedroom, 2-bath, 2-car garage home offers a split floor plan for added privacy, spacious gathering areas, and a beautifully renovated kitchen featuring quartz countertops and backsplash, upgraded cabinetry, and quality appliances. Recent kitchen and bath remodels add modern comfort, while travertine and hardwood flooring elevate the interior aesthetic. The primary retreat includes dual sinks, a soaking tub, and a walk-in shower for a true spa-like experience. The oversized screened lanai — complete with space for an outdoor kitchen — creates the perfect backdrop for entertaining or relaxing evenings at home. Brick pavers enhance the driveway and walkways, and a double gate provides secure parking for a boat or RV. With no HOA and not located in a flood zone, you’ll enjoy added flexibility and peace of mind during storm season. Recent improvements include a high-efficiency dual-stage HVAC system (2025), tankless water heater, hurricane window and door panels, water softener and filtration system, added attic insulation, updated landscaping, and more — all contributing to long-term value, comfort, and efficiency.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
1971
🌳
Lot
8,019 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
-
📆
Days on Market
100

Features

Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
French Doors
Lighting
Outdoor Kitchen
Rain Gutters
Storage
Dishwasher
Refrigerator
Tankless Water Heater

Taxes & Public Records

🏡Homestead exemption on file🌊Flood Zone X

Annual Tax (2025)

$4,440

Parcel #

15-31-16-37314-001-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Harshaw Lake 2

County

Pinellas

MLS Area

33713 - St Pete

Lot Size

8,019 sqft

Price History

EventDatePriceChange
Price ChangeMay 21, 2026$585,000-$10,000
Previous Price$595,000-$34,900
ListedMar 2, 2026$629,900

Affordable Financing

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,721
Principal, interest, tax, insurance
  • P&I$3,051
  • Tax$370
  • Insurance$300
Loan Amount
$468,000
Down Payment %
20.0%
First Year Summary
Principal
$4,940
Interest
$31,672
Balance
$463,060
Total Interest
$630,364
Total Cost
$1,098,364

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