$429,900

3957 Tarpon Pointe Cir · Palm Harbor, FL, 34684

$271 / sqft
Highland Lakes Unit Thirtyfour
3
Beds
2
Baths
1,588
Sqft
2
Garage
Ask About This Home

This is a 1988-built single-family home in Highland Lakes Unit Thirtyfour. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $164 /month. 90 days on market — likely some room to negotiate.

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Year Built1988
On Market90 days
Lot6,826 sqft
Annual Tax$2,953
Flood ZoneX
HOA$164/mo

About This Property

* * BEAUTIFUL UPDATED – MOVE IN READY HOME * * Located in the MUCH SOUGHT after HIGHLAND LAKES Community * * Be as active or as private as you want. This property has the membership to “THE CLUB” (at an unbelievable low cost of $164/month). You get UNLIMITED GOLF on 27 holes. Access to tennis courts, pickleball courts (indoor and outdoor), shuffleboard, bocci ball courts. Spectacular heated pool with umbrellas and covered seating. The expansive clubhouse offers a large auditorium for activities, shows and parties. Fully equipped woodworking shop, ceramics shop, card room, billiards and more. This home is a great location as it one home away from the community sidewalk that makes it just steps away from the “THE LODGE ON LAKE TARPON” which is also part of “THE CLUB” and is a secondary clubhouse with pool, picnic area, horse shoes and is finally highlighted by the dock and community pontoon boats on Lake Tarpon. Step inside to discover a bright, open floor plan with modern finishes and thoughtful upgrades throughout. The spacious living and dining areas flow seamlessly, creating the perfect setting for entertaining friends or enjoying a quiet evening at home. The updated kitchen features granite countertops, offering both function and flair. The primary suite provides a peaceful retreat with a generously sized bedroom, ample closet space, and a refreshed en-suite bath. Two additional bedrooms offer flexibility for guests, a home office, or hobby space. A second full bath has also been tastefully updated. Outside, enjoy your morning coffee or evening cocktails on the private patio, surrounded by low-maintenance landscaping—so you can spend more time enjoying the lifestyle you deserve. * * PLEASE NOTE * * It is buyer’s responsibility to verify all information. Information posted in MLS or any marketing information is not guaranteed.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
1988
🌳
Lot
6,826 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
Driveway
📆
Days on Market
90

Features

Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
French Doors
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Golf
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener

Assigned Schools

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

East Lake High-PN

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$2,953

Parcel #

04-28-16-38928-000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Highland Lakes Unit Thirtyfour

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

6,826 sqft

LevelSidewalkPaved
HOA
$164/mo
Highland Lakes / Scarlette Roach

Price History

EventDatePriceChange
Price ChangeApr 29, 2026$429,900-$20,000
Previous Price$449,900

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,952
Principal, interest, tax, insurance, HOA
  • P&I$2,242
  • Tax$246
  • Insurance$300
  • HOA$164
Loan Amount
$343,920
Down Payment %
20.0%
First Year Summary
Principal
$3,630
Interest
$23,275
Balance
$340,290
Total Interest
$463,236
Total Cost
$807,156

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