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4650 Cove Cir #209, St Petersburg, FL, 33708

$211/sqft·Hamilton House The Condo

2 bd2 ba970 sqftCondominium
Listed by DALTON WADE INC· Last updated · MLS# TB8485621

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Est. monthly payment
$1,260/mo
Down payment (20%)
$40,900
Property taxes
$91/mo
Rate assumed
6.8% · 30 yr
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At a glance

About this home

Ceiling Fans(s)Living Room/Dining Room ComboHurricane ShuttersClubhouseFitness CenterTennis Court(s)Built-in OvenCooktop

4650 Cove Cir #209 is a 1970-built home in Hamilton House The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 970 square feet of living space. Listed at $204,500 (about $211/sqft), 152 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

**THIS CONDO IS BEING SOLD SUBJECT TO THE CURRENT LEASE IN PLACE WHICH EXPIRES ON 1/31/2027** Welcome to 4650 Cove Circle, #209, located in beautiful St. Petersburg, Florida, in the Hamilton House Building at Sea Towers! This spacious 2 Bedroom, 2 Full Bath Condo is Florida living at its best. Sea Towers is a highly desirable 55+ waterfront community in beautiful St. Petersburg, Florida. This well-positioned second-floor condo offers comfort, convenience, and a relaxed Florida lifestyle just minutes from the Gulf beaches. This spacious 2-bedroom, 2-bath residence features a bright and functional floor plan that flows effortlessly from the kitchen into the combined living and dining area, creating an open and inviting space that feels larger than the square footage suggests. Large windows bring in natural light while offering partial water views from both the living room and the primary bedroom, providing a peaceful backdrop to everyday living. The primary suite offers a comfortable retreat with an en-suite bathroom and water views, while the second bedroom and full bathroom provide ideal space for guests, a home office, or additional living flexibility. For added peace of mind, all west-facing windows are equipped with hurricane shutters. The seller is including a one-year Homeowner Warranty valued at approximately $450, providing coverage for major appliances as well as plumbing and electrical systems. The Hamilton House is the most conveniently located building in Sea Towers, positioned immediately inside the guard-gated entrance for easy access in and out of the community. The unit also includes a covered parking space and a private 4x4x4 storage locker conveniently located on the same floor, just a few steps away. Additionally, there is currently free washer and dryer usage conveniently located right by the elevators on the first floor. Sea Towers offers an impressive array of resort-style amenities in a beautifully maintained waterfront setting. Residents enjoy two heated pools, saunas, tennis and pickleball courts, shuffleboard, a fitness center, card room, billiards room, and a scenic waterfront grilling and lounge area complete with covered seating and restrooms. The community is well-managed with healthy reserves, and the Milestone Inspection has already been completed. Located just minutes from Madeira Beach, Seminole City Center, grocery stores, restaurants, and shopping, the location offers the perfect balance of convenience and coastal living. Bike to the beach, enjoy nearby waterfront dining, or simply relax within this vibrant and amenity-rich community. This unit also features the only carport in the complex that allows you to drive straight in to park under the carport and easily pull straight out! Information herein is deemed reliable but not guaranteed. Listing Broker/Agent makes no warranties, express or implied, as to the accuracy of any information (including, without limitation, square footage, room sizes, acreage, boundaries, lot lines, schools, utilities, zoning, or condition). Buyer and Buyer’s Agent are advised to independently verify all facts and measurements through inspections, surveys, and appropriate professionals. Seller and/or Listing Agent have not occupied the property (if applicable), and therefore have limited knowledge of the property’s history and condition; representations, if any, are based on available records and visual observation.

The essentials

Built
1970
Price / sqft
$211
On market
177 days
Annual tax
$1,088
Flood zone
AE
Lot
25,789 sqft
Type
Condominium

Location

4650 Cove Cir #209
St Petersburg, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Condominium
Year Built
1970
Lot
25,789 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
177
Ceiling Fans(s)
Living Room/Dining Room Combo
Hurricane Shutters
Clubhouse
Fitness Center
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$1,088

Parcel #

03-31-15-35329-000-2090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hamilton House The Condo

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

25,789 sqft

Date
Event
Price
6/23/2026
Price change
Source: Stellar MLS #TB8485621
$204,500-0.2%
$211/sqft
Price change
Source: Stellar MLS #TB8485621
$205,000-8.9%
$211/sqft
3/18/2026
Listed for sale
Source: Stellar MLS #TB8485621
$225,000+181.3%
$232/sqft
3/1/2013
Sold
Source: Pinellas County Public Record
$80,000
$82/sqft
Est. monthly payment$1,259/mo
Principal & interest$1,067
Property taxes$91
Insurance$102
Down payment20% · $40,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $204,500
$197,500 – $204,500
96.6% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 condo closings in 33708 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 177 after a $20,500 cut.

Sample: 89 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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