$295,000

1324 Ocean Spray Dr · Ruskin, FL, 33570

$210 / sqft
Shell Cove Ph 1
3
Beds
2
Baths
1,405
Sqft
2
Garage
Ask About This Home

This is a 2021-built single-family home in Shell Cove Ph 1. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $175 . 80 days on market — likely some room to negotiate.

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Year Built2021
On Market80 days
Lot7,333 sqft
Annual Tax$7,762
Flood ZoneAE
HOA$175/yr

About This Property

Discover this immaculate, fully furnished home in Shell Cove, showcasing pristine condition, solar panels, and hurricane protection panels for all windows. This meticulously maintained, one-owner residence offers exceptional quality, efficiency, and security in a highly sought-after community. Designed for comfort and ease this home creates a seamless, turnkey opportunity for its next owner. Built with solid concrete block construction, the home features an open-concept layout with granite countertops, a complete appliance package, and an inviting living space centered around a cozy fireplace. Step outside to a spacious backyard that provides both privacy and a peaceful setting for outdoor enjoyment. Additional highlights include energy-saving solar panels and full hurricane shutter protection, delivering both cost efficiency and peace of mind. Residents of Shell Cove enjoy resort-style amenities such as a community pool, open-air cabana, basketball court, playground, and dog park. Conveniently located just minutes from I-75, the home offers easy access to shopping, dining, and local attractions. Schedule your private showing today to experience everything this property has to offer. MOTIVATED SELLER!

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2021
🌳
Lot
7,333 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Driveway, Off Street
📆
Days on Market
80

Features

Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Sidewalk
Sliding Doors
Deed Restrictions
Park
Playground
Pool
Sidewalks
Dryer
Microwave
Range
Refrigerator
Washer

Assigned Schools

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file📋In a CDD (Community Development District)🌊Flood Zone AE

Annual Tax (2025)

$7,762

Parcel #

U-06-32-19-C07-000000-00510.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Shell Cove Ph 1

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

7,333 sqft

City LimitsIn CountySidewalkPaved
HOA
$175/yr
INFRAMARK Lisa Castoria

Price History

EventDatePriceChange
Price ChangeJun 4, 2026$295,000-$10,000
Previous Price$305,000-$15,000
ListedMar 22, 2026$320,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,500
Principal, interest, tax, insurance, HOA
  • P&I$1,539
  • Tax$647
  • Insurance$300
  • HOA$15
Loan Amount
$236,000
Down Payment %
20.0%
First Year Summary
Principal
$2,491
Interest
$15,971
Balance
$233,509
Total Interest
$317,876
Total Cost
$553,876

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