1324 Ocean Spray Dr · Ruskin, FL, 33570
This is a 2021-built single-family home in Shell Cove Ph 1. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $175 . 80 days on market — likely some room to negotiate.
Tap a question to ask Estate Vida AI — answers stream in the chat panel.
Powered by Estate Vida AI · answers based on listing data
Schedule tour20% down · 30-yr fixed · 6.5% APR
Down payment, rate, taxes, insurance - all in 30 seconds.
About This Property
Discover this immaculate, fully furnished home in Shell Cove, showcasing pristine condition, solar panels, and hurricane protection panels for all windows. This meticulously maintained, one-owner residence offers exceptional quality, efficiency, and security in a highly sought-after community. Designed for comfort and ease this home creates a seamless, turnkey opportunity for its next owner. Built with solid concrete block construction, the home features an open-concept layout with granite countertops, a complete appliance package, and an inviting living space centered around a cozy fireplace. Step outside to a spacious backyard that provides both privacy and a peaceful setting for outdoor enjoyment. Additional highlights include energy-saving solar panels and full hurricane shutter protection, delivering both cost efficiency and peace of mind. Residents of Shell Cove enjoy resort-style amenities such as a community pool, open-air cabana, basketball court, playground, and dog park. Conveniently located just minutes from I-75, the home offers easy access to shopping, dining, and local attractions. Schedule your private showing today to experience everything this property has to offer. MOTIVATED SELLER!
Location
Property Details
Features
Assigned Schools
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB
Districts can re-zone — verify directly with the district before relying on these.
Taxes & Public Records
Annual Tax (2025)
$7,762
Parcel #
U-06-32-19-C07-000000-00510.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Shell Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
7,333 sqft
Price History
| Event | Date | Price | Change |
|---|---|---|---|
| Price Change | Jun 4, 2026 | $295,000 | -$10,000 |
| Previous Price | — | $305,000 | -$15,000 |
| Listed | Mar 22, 2026 | $320,000 | — |
Affordable Financing
Affordability Calculator
Enter a home price - see your real monthly payment.
Loan Details
Your Results
- P&I$1,539
- Tax$647
- Insurance$300
- HOA$15
Ready When You Are
Want to see this home in person?
Pick a day and time below. We'll work around your schedule, not ours.
