$599,000

2551/2553 21st St S · St Petersburg, FL, 33712

$300 / sqft
Lake Maggiore Shores
5
Beds
3
Baths
2,000
Sqft
-
Garage
Ask About This Home

This is a 2026-built single-family home in Lake Maggiore Shores. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 82 days on market — likely some room to negotiate.

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Year Built2026
On Market82 days
Lot4,950 sqft
Annual Tax$1,161
Flood ZoneX

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LAKE MAGGIORE SHORES
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About This Property

New construction 3/2, 1207 sf main home with attached 2/1, 793 sf ADU. Two independent homes under one roof. Ideal for multigenerational living, comfortable guests hosting or rental income. Main house has 3 split bedrooms and 2 bathrooms. Attached ADU (accessory dwelling unit) has 2 bedroom, 1 bath with full kitchen and own laundry. Main home has 2 private (front and rear) entrances with private porches, ADU has its own private entrance with private porch and private parking. Two feet roof overhangs, solid wood interior doors, 6 inch baseboards, built in ovens, induction cooktops, remote controlled quiet ceiling fans in all bedrooms, to ceiling solid wood soft closing kitchen cabinets, flush microwaves, full slab quartz backsplash, new generation ventless washer/dryer combos, composite kitchen sinks, lot of storage space in vanities and bathroom cabinets, curb-less shower, all tropical rain shower heads and paved sidewalks. Addresses, electric and water meters are separate, so you can rent the Main house, ADU or both. Both houses are light and bright with hight ceilings, built with reinforced concrete block, hurricane windows and doors, lots of energy efficient features like spray foam insulation and low-e impact windows. Both homes have quartz countertops and luxury vinyl plank flooring. Stainless steel Samsung appliances packages in both kitchens covered with 5 years extended warranty. Property fully landscaped with automatic irrigation system. Both units have private separated parkings: 2 car for main house and 1 car for ADU off the alley. Property located right opposite of YMCA, 1 minute walking to Dell Holmes Park, 5 minutes driving to Downtown St. Pete and 15 minutes driving to beaches. Homes come with 1/3/10 warranty. NO FLOOD INSURANCE REQUIRED. NO HOA. NO CDD.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2026
🌳
Lot
4,950 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric, Heat Pump
🚗
Parking
Alley Access, Assigned, Parking Pad
📆
Days on Market
82

Features

Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Private Entrance
Sidewalk
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Tankless Water Heater
Washer

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$1,161

Parcel #

36-31-16-63792-007-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Lake Maggiore Shores

County

Pinellas

MLS Area

33712 - St Pete

Lot Size

4,950 sqft

ClearedCity LimitsLandscapedSidewalkPaved

Price History

EventDatePriceChange
Price ChangeMay 18, 2026$599,000-$40,000
Previous Price$639,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,521
Principal, interest, tax, insurance
  • P&I$3,124
  • Tax$97
  • Insurance$300
Loan Amount
$479,200
Down Payment %
20.0%
First Year Summary
Principal
$5,058
Interest
$32,430
Balance
$474,142
Total Interest
$645,449
Total Cost
$1,124,649

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