$105,000

2348 Shelley St #2 · Clearwater, FL, 33765

$121 / sqft
Shelley Gardens 3 Condo
2
Beds
1
Baths
870
Sqft
-
Garage
Ask About This Home

This is a 1968-built condo in Shelley Gardens 3 Condo. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $430 /month. 72 days on market — likely some room to negotiate.

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Year Built1968
On Market72 days
Lot19,028 sqft
Annual Tax$2,314
Flood ZoneX
HOA$430/mo

About This Property

Affordable Florida living just minutes from the beach! Welcome to this quiet 55+ Clearwater community ideally located just minutes from the Gulf beaches, shopping, dining, and convenient access to both Tampa International and St. Pete–Clearwater airports. This first floor unit offers a spacious 2 bedrooms. It has easy accessibility and is low maintenance Florida living in a non-flood zone for added peace of mind. The community features a brand new roof installed in 2024. Rentals allowed from day one, making this an excellent opportunity for investors, seasonal residents, or those looking for affordable living near the beach and a prime location. Don’t miss this great Clearwater location!

Location

Property Details

🏠
Type
Condominium
📅
Year Built
1968
🌳
Lot
19,028 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Assigned, Guest
📆
Days on Market
72

Features

Ceiling Fans(s)
Open Floorplan
Thermostat
Walk-in Closet(s)
Other
None
Range
Refrigerator

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$2,314

Parcel #

18-29-16-80571-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Shelley Gardens 3 Condo

County

Pinellas

MLS Area

33765 - Clearwater/Sunset Point

Lot Size

19,028 sqft

HOA
$430/mo
Shelley Gardens Unit III Condo / Faith Baker

Price History

EventDatePriceChange
Price ChangeMay 22, 2026$105,000+$5,500
Previous Price$99,500-$9,500
ListedMar 30, 2026$109,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$1,470
Principal, interest, tax, insurance, HOA
  • P&I$548
  • Tax$193
  • Insurance$300
  • HOA$430
Loan Amount
$84,000
Down Payment %
20.0%
First Year Summary
Principal
$887
Interest
$5,685
Balance
$83,113
Total Interest
$113,142
Total Cost
$197,142

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