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2131 Ridge Rd S #74, Largo, FL, 33778

$172/sqft·Coastal Ridge

2 bd2 ba930 sqftVilla
Listed by RMS ELITE PROPERTIES· Last updated · MLS# TB8497540

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$1,421/mo
Down payment (20%)
$32,000
Property taxes
$40/mo
HOA
$467/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Villa
Built 1984
Community pool
Shared amenity
1,233 sqft lot
Lot size
930 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomSidewalkPoolTennis Court(s)DishwasherDryer

2131 Ridge Rd S #74 is a 1984-built home in Coastal Ridge, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 930 square feet of living space. Listed at $159,999 (about $172/sqft), 79 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $467 monthly.

From the listing

3 PETS ALLOWED + ONLY $467/MONTH MAINTENANCE! BUYER’S FINANCING FELL THROUGH — THEIR LOSS IS YOUR GAIN! Incredible value compared to area comps! This 2BR/2BA villa in the desirable Crystal Woods community offers a rare combination of affordability, updates, and a generous pet policy. Much of the updating is already done, including new laminate flooring, fresh interior paint (2026), and a remodeled primary bathroom. Enjoy a bright kitchen with breakfast nook, enclosed back porch, outdoor grilling patio, and spacious primary suite with walk-in closet and additional storage. Updates include refrigerator & dishwasher (2022), washer & dryer (2024), flooring, paint, and primary bath. The kitchen is ready for your personal touch to complete the transformation! Ideally located near shopping, dining, golf, and Gulf beaches. With up to 3 pets allowed, a low $467 monthly maintenance fee, and an exceptional price compared to area comps, this is a fantastic opportunity for affordable Florida living. PRICED AS-IS — DON’T MISS THIS SECOND CHANCE! Community Highlights: Low affordable HOA, Community pool and tennis courts This home offers a great combination of recent updates and opportunity to add your personal touch. Pet-friendly environment with maximum of 3 pets allowed. Ideally located just minutes from shopping, dining, and Gulf beaches, making it perfect for year-round living or a seasonal retreat.?? Priced AS-IS to reflect remaining updates needed—great opportunity to add value!

The essentials

Built
1984
Price / sqft
$172
On market
153 days
Annual tax
$481
HOA
$467/mo
Flood zone
X · Low risk
Lot
1,233 sqft
Type
Villa

Location

2131 Ridge Rd S #74
Largo, FL, 33778·33778 - Largo/Seminole
Type
Villa
Year Built
1984
Lot
1,233 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
153
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Sidewalk
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone x

Annual Tax (2025)

$481

Parcel #

03-30-15-16864-013-0740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coastal Ridge

County

Pinellas

MLS Area

33778 - Largo/Seminole

Lot Size

1,233 sqft

HOA
$467/mo
Ameritech Community Management
Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #TB8497540
$159,999-4.8%
$172/sqft
4/14/2026
Listed for sale
Source: Stellar MLS #TB8497540
$168,000
$181/sqft
Est. monthly payment$1,422/mo
Principal & interest$834
Property taxes$40
Insurance$80
HOA$467
Down payment20% · $32,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $159,999
$155,000 – $159,999
97.3% – 100% of listTops out right at the list price
80% of listList price
22 of the last 42 townhouse or villa closings in Largo landed at this number or higher (52%). The median one sat 61 days before it went under contract, and this one is on day 153 after a $8,001 cut.

Sample: 42 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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