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Active
$641,999
35090 Emberview Dr, Zephyrhills, FL, 33541
$220/sqft·Hammock At Two Rivers
Est. $3,348/moSee payment4
beds
5
baths
2,921
sqft
3
garage
Listed by TAYLOR MORRISON REALTY OF FL· Last updated · MLS# TB8499038
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HAMMOCK AT TWO RIVERS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$33/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Open FloorplanPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Rain GuttersSliding DoorsClubhouseCommunity Mailbox
35090 Emberview Dr is a 2026-built home in Hammock At Two Rivers, Zephyrhills. Inside you'll find 4 bedrooms, 5 bathrooms, and 2,921 square feet of living space. Listed at $641,999 (about $220/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $33.33 monthly.
From the listing
What's Special: Popular Plan | Oversized Pantry | Dedicated Study | Pond View. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Saint Croix at 35090 Emberview Drive in Hammock at Two Rivers! From its stunning curb appeal to its designer interior, this thoughtfully designed on open concept design with plenty of natural light. An inviting foyer welcomes you in and connects to two secondary bedrooms before opening to the spacious, open-concept kitchen with a center island overlooking the gathering room. This bright, airy space flows seamlessly to the large, covered lanai, perfect for indoor-outdoor living. A dedicated study adds flexibility for work or hobbies. The spacious primary suite includes a garden tub, large walk-in shower, dual vanities, water closet, and a walk-in closet with an optional connection to the laundry room for added convenience. Step into the Hammock at Two Rivers, a planned private club with a health club, racquet sports, pools, dining, and more. Enjoy a playground, event lawn, and slide tower. Zephyrhills offers small-town charm with big-city access, great schools, nearby Tampa events, Orlando theme parks, and beautiful Gulf beaches to explore. Additional Highlights Include: tray ceiling package, gourmet kitchen, study in place of a flex room, walk-in shower in bathroom 2, 8' interior doors, pocket sliding glass door to the covered lanai, and pre-plumb for future laundry sink. MLS#TB8499038
The essentials
Built
2026
Price / sqft
$220
On market
130 days
Annual tax
$0
HOA
$33.33/mo
Flood zone
X · Low risk
Lot
8,461 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
8,461 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
130
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Rain Gutters
Sliding Doors
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Tankless Water Heater
Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$0
Parcel #
32-26-21-0160-06900-0030
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Hammock At Two Rivers
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
8,461 sqft
HOA
$33.33/mo
FirstService Residential
Date
Event
Price
5/28/2026
Price change
Source: Stellar MLS #TB8499038
$641,999+0.3%
$220/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #TB8499038
$639,999-96.1%
$219/sqft
1/4/2024
Sold
Source: Pasco County Public Record
$16,461,300
$5,636/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$4,131
Principal, interest, tax, insurance, HOA
- P&I$3,348
- Tax$450
- Insurance$300
- HOA$33
Loan Amount
$513,599
Down Payment %
20.0%
First Year Summary
Principal
$5,422
Interest
$34,758
Balance
$508,177
Total Interest
$691,782
Total Cost
$1,205,381
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