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ActiveOpen House
$339,000
13840 Shellmore Ave, Palmetto, FL, 34221
$149/sqft·Cove At Coasterra
Est. $1,768/moSee payment4
beds
3
baths
2,271
sqft
2
garage
Listed by TAYLOR MORRISON REALTY OF FL· Last updated · MLS# TB8501490
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COVE AT COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$50/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
Open House
Saturday, Aug 29· 2:00 PM to 9:00 PM
Clients/agents must visit model home located at 12622 Dockyard Trail, Palmetto, FL 34221 prior to visit.
About this home
Open FloorplanPrimarybedroom UpstairsWindow TreatmentsHurricane ShuttersClubhouseDog ParkFitness CenterGolf Carts OK
13840 Shellmore Ave is a 2026-built home in Cove At Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,271 square feet of living space. Listed at $339,000 (about $149/sqft), 122 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.
From the listing
What's Special: Large kitchen island | Loft | Low HOA dues| Flat Lot. New Construction - Ready Now! Welcome to the Elm at 13840 Shellmore Avenue in Cove at Coasterra! A welcoming entry opens into a bright great room that connects effortlessly to the dining area and kitchen with a large island and nearby patio, perfect for relaxed gatherings. The main level also features a convenient drop zone, half bathroom, and easy access to the two-car garage. Upstairs, a loft creates flexible space for lounging, work, or play. The primary suite offers generous bedroom space, a walk-in closet, and a private en-suite. Three additional bedrooms share a full bathroom, while the upstairs laundry adds thoughtful convenience. This layout balances open living with comfortable private spaces designed for modern routines. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: quartz countertops. Photos are for representative purposes only. MLS#TB8501490
The essentials
Built
2026
Price / sqft
$149
On market
124 days
Annual tax
$0
HOA
$50/mo
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
124
Open Floorplan
Primarybedroom Upstairs
Window Treatments
Hurricane Shutters
Clubhouse
Dog Park
Fitness Center
Golf Carts OK
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$0
Parcel #
NALOT286
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Cove At Coasterra
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
HOA
$50/mo
Cove at Coasterra HOA
Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #TB8501490
$339,000-2.9%
$149/sqft
—
Price change
Source: Stellar MLS #TB8501490
$349,000-4.6%
$154/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #TB8501490
$365,999
$161/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,568
Principal, interest, tax, insurance, HOA
- P&I$1,768
- Tax$450
- Insurance$300
- HOA$50
Loan Amount
$271,200
Down Payment %
20.0%
First Year Summary
Principal
$2,863
Interest
$18,353
Balance
$268,337
Total Interest
$365,288
Total Cost
$636,488
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