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3146 Carlos Dr, Dunedin, FL, 34698

$285/sqft·Spanish Acres

5 bd3 ba2,634 sqft2 car garageSingle Family
Listed by FLORIDA LUXURY REALTY INC· Last updated · MLS# TB8509592

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Est. monthly payment
$4,828/mo
Down payment (20%)
$150,000
Property taxes
$541/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
3 stories · 1976
2 car garage
Driveway
0.26 acres
Lot size
2,634 sqft
Living area

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit Bedroom

3146 Carlos Dr is a 1976-built home in Spanish Acres, Dunedin. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,634 square feet of living space. Listed at $750,000 (about $285/sqft), 13 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome Home to Spanish Acres – One of Dunedin's Most Established and Desirable Neighborhoods! Nestled on an oversized fully fenced corner lot of more than ¼ acre, this spacious and versatile 5-bedroom, 3-bathroom pool-ready property with a 2-car garage offers a rare combination of size, flexibility, income potential, and future expansion opportunities that are becoming increasingly difficult to find in today's market. From the moment you enter, you'll appreciate the warm and inviting atmosphere of this thoughtfully designed home. The welcoming foyer opens to expansive living spaces that provide room for everyone, featuring two separate living rooms, a formal dining room, and an ideal layout for both everyday living and entertaining. The heart of the home is the updated kitchen, complete with stainless steel appliances, abundant cabinetry, and easy access to the dining and gathering areas. Whether you're hosting holiday dinners, family celebrations, or casual weekend get-togethers, this home was designed to bring people together. One of the most desirable features is the incredible flexibility for multi-generational living. The main home includes a spacious downstairs primary suite, an additional guest bedroom on the first floor, and ample room upstairs with 3 more bedrooms for family members, guests, hobbies, or home office space. Adding even more value to this amazing home is the opportunity to offer a private income-producing 1-bedroom, 1-bath apartment/in-law suite, complete with its own private entrance, full kitchen, living room, and separate bath. This is Perfect for extended family, adult children, guests, a caregiver, or long-term rental income. Step outside and discover your own private backyard retreat. The oversized fenced yard is dotted with delicious mature tropical fruit trees and offers endless possibilities for gardening, entertaining, pets, recreation, or future enhancements. Relax on the covered deck, enjoy outdoor dining and cookouts. With so much outdoor space, you'll have room to create the backyard oasis you've always envisioned. For buyers seeking future flexibility, the property has been approved to add a detached accessory dwelling unit (ADU), creating an incredible opportunity for additional living quarters, guest accommodations, rental income, a home office, studio, or private retreat. Major updates provide peace of mind, including: NO FLOOD INSURANCE NO HOA - Bring Your Big Boy Toys! NEW Roof (2025) AC 5 Ton (2023) Exterior Paint (2023) Updated Kitchen with wood cabinetry and stainless steel appliances (2023) Hurricane Impact Windows have a Lifetime Warranty Water Heater is Under Warranty Located in the highly sought-after Spanish Acres community, you'll enjoy the best of Dunedin living with convenient access to Downtown Dunedin, Honeymoon Island, the Pinellas Trail, waterfront parks, shopping, dining, breweries, marinas, golf courses, and some of Florida's most beautiful Gulf beaches. Whether you're searching for a forever family home, a multi-generational property, or an investment opportunity with built-in income potential and room for future growth, this exceptional property delivers a rare combination of location, flexibility, and value. Homes with this much space, versatility, and future potential rarely become available in Spanish Pines. Schedule your private showing today and experience everything this remarkable property has to offer.

The essentials

Built
1976
Price / sqft
$285
On market
112 days
Annual tax
$6,487
Flood zone
X · Low risk
Lot
11,252 sqft
Type
Single Family Residence

Location

3146 Carlos Dr
Dunedin, FL, 34698·34698 - Dunedin
Type
Single Family Residence
Year Built
1976
Lot
11,252 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Guest, Oversized
Days on Market
112
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Garden
Lighting
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Sliding Doors
Bar Fridge
Cooktop
Dryer
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$6,487

Parcel #

24-28-15-84568-000-1130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Spanish Acres

County

Pinellas

MLS Area

34698 - Dunedin

Lot Size

11,252 sqft

Corner LotSidewalkPaved
Date
Event
Price
5/22/2026
Listed for sale
Source: Stellar MLS #TB8509592
$750,000
$285/sqft
Est. monthly payment$4,827/mo
Principal & interest$3,912
Property taxes$541
Insurance$375
Down payment20% · $150,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $750,000
$745,000 – $750,000
99.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 164 home closings in 34698 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 112.

Sample: 164 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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