Active

7522 Oxford Garden Cir, Apollo Beach, FL, 33572

$230/sqft·Covington Park Ph 4a

3 bd2 ba1,328 sqft1 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8524521

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,070/mo
Down payment (20%)
$60,955
Property taxes
$318/mo
HOA
$110/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2005
Community pool
Shared amenity
1 car garage
Driveway
4,808 sqft lot
Lot size
1,328 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone Counters

7522 Oxford Garden Cir is a 2005-built home in Covington Park Ph 4a, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,328 square feet of living space. Listed at $304,777 (about $230/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 annually.

From the listing

Covington Park in Apollo Beach is an established community with low HOA and CDD fees, where convenience, connectivity, and coastal living come together in one of South Shore's most desirable locations. -- Ideally positioned near I-75, US-41, and US-301, residents enjoy quick access throughout the Tampa Bay area while remaining close to beaches, marinas, golf courses, parks, shopping, dining, and everyday essentials. -- Enjoy the benefits of a modern luxury home without the premium often associated with new construction. --Extensively reimagined with over $161,000 in improvements and renovations anchored by a NEW 2026 ROOF and a 2024 TRANE HVAC system that deliver comfort, efficiency, and long-term value. -- A comprehensive 2026 refresh transformed nearly every aspect of the home, from appliances and finishes to systems, fixtures, and custom design elements, delivering a turnkey ownership experience. -- The modernized exterior creates an impressive first impression, while the interior showcases a bright open-concept design enhanced by large-format tile flooring, custom ceiling beam accents, architectural feature walls, and cohesive designer finishes throughout. -- At the heart of the home, the reimagined kitchen features custom cabinetry, full-wrap stone countertops and backsplash, stainless steel appliances, and a gas range designed to support both everyday living and effortless entertaining. -- Custom features include built-in media walls with integrated fireplaces in both the primary suite and main living area, closet systems, and spa-inspired bathrooms featuring floor-to-ceiling tile and contemporary fixtures. --The secondary bedrooms and finished garage with built-in laundry and storage reflect the same level of craftsmanship and attention to detail. -- The Televisions and professionally installed Security System convey with the sale and add convenience and peace of mind. -- A rare offering for this community and one that stands apart from anything nearby. A caliber of design more often found at a higher price point and thoughtfully elevated to feel anything but builder-grade. -- The result is something you simply won't find on the surrounding market: distinctive craftsmanship and designer detail that makes it one of South Shore's most compelling values. -- This home was intentionally prepared and documented before listing to reduce uncertainty and support a more informed, transparent buying experience. -- In a transaction process where many Buyers spend weeks uncovering information after going under contract, this property was prepared in advance so Buyers can move forward with confidence: Appraisal, Home Inspection, 4-Point Inspection, Wind Mitigation Report, WDO Inspection, Pest Inspection/ Preventative Treatment, and Renovation Documentation were completed and assembled prior to listing, providing a level of transparency uncommon in today's resale market. --Come see for yourself what sets this home apart. -- Seller may assist with closing costs and/or rate buydown, subject to contract terms and lender approval. -- Property equipped with audio/video surveillance. -- Seller is a Licensed Florida Real Estate Agent. -- Listing Agent is affiliated with the Seller and holds a financial interest in the property.

The essentials

Built
2005
Price / sqft
$230
On market
72 days
Annual tax
$3,816
HOA
$110/yr
Flood zone
X · Low risk
Lot
4,808 sqft
Type
Single Family Residence

Location

7522 Oxford Garden Cir
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2005
Lot
4,808 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
72
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Park
Playground
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Doby Elementary-HB

Middle

Eisenhower-HB

High

East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$3,816

Parcel #

U-14-31-19-69W-000026-00031.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Covington Park Ph 4a

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

4,808 sqft

In CountyLandscapedSidewalkPaved
HOA
$110/yr
Katy Paraisan-Joseph
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8524521
$304,777-4.7%
$230/sqft
Price change
Source: Stellar MLS #TB8524521
$319,777-8.6%
$241/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #TB8524521
$349,777+169.3%
$263/sqft
2/4/2015
Sold
Source: Hillsborough County Public Record
$129,900
$98/sqft
Est. monthly payment$2,069/mo
Principal & interest$1,590
Property taxes$318
Insurance$152
HOA$9
Down payment20% · $60,955
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $304,777
$302,500 – $304,777
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 72 after a $45,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.