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Active
$610,000
10132 Grand Oak Cir, Madeira Beach, FL, 33708
$275/sqft·Cove At Bay Pines
Est. $3,181/moSee payment4
beds
3
baths
2,217
sqft
2
garage
Listed by BRIGHT REALTY GROUP LLC· Last updated · MLS# TB8533311
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About this home
Ceiling Fans(s)Open FloorplanWalk-in Closet(s)LightingGated Community - No GuardElectric Water HeaterRangeRange Hood
10132 Grand Oak Cir is a 2016-built home in Cove At Bay Pines, Madeira Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,217 square feet of living space. Listed at $610,000 (about $275/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $140 monthly.
From the listing
Virtually Staged. WELCOME HOME! This masterfully appointed, meticulously maintained two story contemporary style home boasts 4 bedrooms, 3 full bathrooms with approximately 2,200 sq. ft of indoor living space. Enjoy what this Madeira Beach has to offer with its gorgeous sand beaches in this picturesque area of St. Petersburg. This home, situated in a private gated community offers an open floor plan with an amazing gourmet kitchen with cream colored solid wood cabinets, granite counter tops, and stainless-steel appliances included. The owners retreat boasts large walk-in closets, and stunning owners’ bathroom, with dual sinks with stone counter tops. There are tons of upgrades throughout this home perfect for entertaining guests. This home is also loaded with upgrades from ceramic tile flooring, and plenty of extra windows bring in the natural light during the day. Easy access to many great local restaurants, stores, beaches, and the beautiful downtown St. Petersburg.
The essentials
Built
2016
Price / sqft
$275
On market
30 days
Annual tax
$8,503
HOA
$140/mo
Flood zone
X500 · Low risk
Lot
3,755 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2016
Lot
3,755 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
30
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Lighting
Gated Community - No Guard
Electric Water Heater
Range
Range Hood
Refrigerator
Elementary
Orange Grove Elementary-PN
Middle
Osceola Middle-PN
High
Seminole High-PN
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X500
Annual Tax (2025)
$8,503
Parcel #
03-31-15-18729-000-0490
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Cove At Bay Pines
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size
3,755 sqft
HOA
$140/mo
MCN GROUP
Date
Event
Price
7/27/2026
Listed for sale
Source: Stellar MLS #TB8533311
$610,000
$275/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$4,330
Principal, interest, tax, insurance, HOA
- P&I$3,181
- Tax$709
- Insurance$300
- HOA$140
Loan Amount
$488,000
Down Payment %
20.0%
First Year Summary
Principal
$5,151
Interest
$33,025
Balance
$482,849
Total Interest
$657,302
Total Cost
$1,145,302
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