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777 Claudia Ln, Palm Harbor, FL, 34683

$367/sqft·St Joseph Sound Estates

3 bd3 ba2,098 sqft3 car garageSingle Family
Listed by RE/MAX REALTEC GROUP INC· Last updated · MLS# TB8541409

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Est. monthly payment
$5,196/mo
Down payment (20%)
$153,980
Property taxes
$796/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
3 stories · 1997
Waterfront
Bayou
3 car garage
Circular Driveway
0.27 acres
Lot size
2,098 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

777 Claudia Ln is a 1997-built home in St Joseph Sound Estates, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,098 square feet of living space. Listed at $769,900 (about $367/sqft), 12 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to peace and tranquility! Beautifully updated waterfront home is tucked away on a quiet cul-de-sac location in desirable Ozona, offering an exceptional blend of privacy and natural beauty. As you enter the wide-open floor plan, you will immediately be captivated by the dramatic 20-foot pine-adorned ceiling and expansive picture windows, framing serene views of the backyard bayou. The inviting living area features a beautiful natural-stone wood-burning fireplace, plantation shutters, and new flooring. Sliding glass doors lead to two balconies overlooking the water - creating the perfect setting for your morning coffee. The stunning new kitchen, updated in 2025, is designed for both everyday living and entertaining, with a large center island, marble countertops, stainless-steel appliances all seamlessly opening to the living area. Two spacious bedrooms with good size closets and an updated bath are located on the 2nd level. The 3rd level provides the primary retreat with a large walk-in closet, en-suite bath featuring dual vanities and a large walk-in shower with skylight. A unique loft/ catwalk overlooks the dramatic living space below and leads to a third-floor balcony, offering an exceptional space to enjoy the tranquil waterfront setting. The finished lower-level bonus room (not included in total Sq Ft) adds approximately 525 additional square feet of air-conditioned space with a new mini-split A/C system (2024), featuring a family room or game room, 4th bedroom, and a full bath, making this area ideal for a home office, guests or a private in-law suite. New Roof in 2022, two New A/C systems in 2023 and 2026. Oversized 3 car side entry garage. A quiet cul-de-sac location with mature tropical landscaping, a large circular driveway, and ample parking provide plenty of room for vehicles, a Boat or RV. (NO HOA) Short-term rentals are allowed. Enjoy fishing from your own private dock with built-in seating, the bayou is saltwater-fed from St. Joseph Sound. This home offers a wonderful coastal lifestyle while being conveniently close to top-rated schools, including Palm Harbor University High. Pop Stansell Park with a waterfront fishing pier - just around the corner. Golf-cart-friendly community, walk or ride your golf cart to the local restaurants and boutiques of downtown Palm Harbor and Pinellas trail. Just minutes from downtown Dunedin, the Dunedin causeway, Honeymoon island, Innisbrook - championship golf and numerous marinas. 10-15 Minutes to the historical Tarpon Springs Sponge docks, 15-20 Minutes to the beautiful renowned Clearwater beach. 20-25 Minutes to Tampa and St Pete airports.

The essentials

Built
1997
Price / sqft
$367
On market
13 days
Annual tax
$9,548
Flood zone
AE
Lot
11,874 sqft
Type
Single Family Residence

Location

777 Claudia Ln
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1997
Lot
11,874 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric
Parking
Circular Driveway, Garage Faces Side, Golf Cart Parking, Guest, Open, Oversized
Waterfront
Bayou
Days on Market
13
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Golf Carts OK
Park
Playground
Sidewalks
Dishwasher
Disposal
Dryer
Range
Range Hood
Refrigerator
Washer

Elementary

Ozona Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$9,548

Parcel #

02-28-15-77917-000-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

St Joseph Sound Estates

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

11,874 sqft

Cul-De-SacLandscapedNear Golf CourseNear MarinaNear Public TransitPrivateSidewalkPaved
Date
Event
Price
8/29/2026
Listed for sale
Source: Stellar MLS #TB8541409
$769,900+10.8%
$367/sqft
9/1/2022
Sold
Source: Pinellas County Public Record
$695,000
$331/sqft
Est. monthly payment$5,196/mo
Principal & interest$4,015
Property taxes$796
Insurance$385
Down payment20% · $153,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $769,900
$760,000 – $769,900
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 13.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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