Active
$1,299,000
Est. $8,196/mo

1231 Acappella Ln, Apollo Beach, FL, 33572

$430/sqft·Symphony Isles

4 bd5 ba3,022 sqft2 car garageSingle Family
Listed by 27NORTH REALTY· Last updated · MLS# TB8542739

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$8,196/mo
Down payment (20%)
$259,800
Property taxes
$755/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2002
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Driveway
7,948 sqft lot
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface Counters

1231 Acappella Ln is a 2002-built home in Symphony Isles Unit Three, Apollo Beach. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,022 square feet of living space. Listed at $1,299,000 (about $430/sqft), 10 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $200 annually.

From the listing

1231 Acappella Lane, Apollo Beach, FL 33572 | 4 Beds | Deep-Water Canal Frontage | No-Bridge Tampa Bay Access | Pool & Heated Spa | Composite Dock + Boat Lift | Main-Floor Primary | New Tile Roof | Symphony Isles | No CDD Waterfront living at 1231 Acappella Lane means the boat, pool, spa, and canal are part of the everyday routine. Set on deep-water canal frontage in 24/7 guard-gated Symphony Isles, this 4-bedroom, 3-full and 2-half-bath home gives you direct Tampa Bay access with no fixed bridges, a private composite dock with electric boat lift, and a screened backyard built around time outside. Start the morning on the lanai overlooking the canal, head out from your own dock when the water calls, then come home to an afternoon by the custom gunite pool. The paved outdoor living area creates room for poolside meals, conversation, and quiet evenings, while the propane-heated spa extends the enjoyment beyond the warmest days. A full screen enclosure, digital pool controls, and updated filtration support the space without distracting from the lifestyle it was designed for. Inside, 3,022 square feet create an easy flow between everyday living and entertaining. Soaring ceilings, architectural trim, plantation shutters, hardwood flooring in the formal dining room, main living area, and upstairs bedrooms, plus neutral tile in other high-traffic areas, give the interior warmth and function. The kitchen keeps the cook connected to the rest of the home, with sightlines across the family room and toward the pool lanai. Solid wood cabinetry, granite countertops, a center preparation area, stainless steel appliances, and a built-in pantry make it easy to move from weekday meals to weekends with friends. The main-floor primary suite creates a private retreat at the end of the day, with walk-in closet space and an en-suite bath featuring double granite vanities, a soaking tub, and separate tiled shower. Upstairs, three additional bedrooms, two full baths, and a 22x18 bonus family room create space to spread out, gather, or unwind. For boaters, the waterfront setup is one of the home's defining advantages. The deeded composite dock is equipped with an electric boat lift, fresh-water washdown, and shore power connections, while the deep-water canal and no-bridge route keep Tampa Bay directly connected to home. A new tile roof, updated water heater, and dual central A/C systems add important improvements. Symphony Isles residents also have access to a private beach, clubhouse, community pool, playground, and private community boat ramp. With no CDD and low annual HOA dues, the community adds another layer to the waterfront lifestyle. ***** WHAT THE SELLER LOVES The best part of living here is how easily the day moves between the water and the backyard. Morning coffee overlooking the canal, leaving by boat from your own dock, coming home for pool time, and ending the day in the heated spa make the waterfront feel less like a weekend escape and more like everyday life.

The essentials

Built
2002
Price / sqft
$430
On market
11 days
Annual tax
$9,059
HOA
$200/yr
Flood zone
AE
Lot
7,948 sqft
Type
Single Family Residence

Location

1231 Acappella Ln
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2002
Lot
7,948 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level, Guest, Off Street
Pool
Deck, Gunite, Heated, In Ground, Lighting, Tile
Waterfront
Canal - Saltwater, Canal Front
Days on Market
11
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$9,059

Parcel #

U-20-31-19-5QE-000000-00030.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Symphony Isles Unit Three

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

7,948 sqft

In CountyIrregular LotLandscapedLevelSidewalkPrivate
HOA
$200/yr
Symphony Isles / Cathy Sobrito
Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #TB8542739
$1,299,000+1343.3%
$430/sqft
7/10/2001
Sold
Source: Hillsborough County Public Record
$90,000
$30/sqft
Est. monthly payment$8,196/mo
Principal & interest$6,775
Property taxes$755
Insurance$650
HOA$17
Down payment20% · $259,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,299,000
$1.28M – $1.30M
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 11.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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