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1975 W Bay Dr #109, Largo, FL, 33770

$263/sqft·Belleair Oaks Condo

2 bd2 ba985 sqftCondominium
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL· Last updated · MLS# TB8544064

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Est. monthly payment
$2,213/mo
Down payment (20%)
$51,800
Property taxes
$208/mo
HOA
$525/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1970
Assigned parking
985 sqft
Living area

About this home

ThermostatRain GuttersSidewalkBuyer Approval RequiredCommunity MailboxDeed RestrictionsNo Truck/Rv/Motorcycle ParkingSidewalks

1975 W Bay Dr #109 is a 1970-built home in Belleair Oaks Condo, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 985 square feet of living space. Listed at $259,000 (about $263/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $525 monthly.

From the listing

Virtually Staged. MOVE-IN READY & BEAUTIFULLY RENOVATED 2-BEDROOM, 2-BATH CONDO IN BELLEAIR OAKS! This second-floor, corner unit condo offers modern finishes, an inviting open floor plan, and effortless Florida living in a prime Largo location. Step inside to a light and bright interior featuring brand-new luxury vinyl plank flooring throughout and an abundance of natural light from generously sized windows. The beautifully renovated kitchen is the heart of the home, showcasing brand-new soft-close cabinetry, sleek new stainless-steel appliances, and stylish finishes, with an easy flow into the dining and living room combination—perfect for everyday living and entertaining. Sliding glass doors extend the living space to a spacious screened-in lanai overlooking a peaceful garden view, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. The desirable split-bedroom floor plan provides privacy and comfort. The spacious primary suite features an updated private bath with a step-in shower, walk-in closet, generously sized windows, and sliding glass doors providing direct access to the screened lanai. A convenient stackable washer and dryer are located within the unit. The second bedroom offers plenty of space, large windows, and a custom closet, with the beautifully updated hall bath just steps away. Thoughtfully updated and truly move-in ready, this home is ideal for full-time living, a seasonal retreat, or a low-maintenance Florida getaway in a beautifully maintained and lushly landscaped complex. Enjoy an exceptional location just minutes from the sparkling waters and world-famous Gulf beaches, with shopping and dining in nearby Belleair Bluffs and Publix within walking distance. The Pinellas Trail and Taylor Park are just blocks away, offering opportunities for biking, walking, picnicking, fishing, and enjoying the outdoors. The HOA fee includes water, sewer, trash, and grounds maintenance, Pet friendly and located outside a flood zone. This is a rare opportunity to own a fully updated, maintenance-free home in a highly desirable Largo location. Simply unpack, settle in, and start enjoying your new home! NOT IN A FLOOD ZONE. Photos are digitally staged.

The essentials

Built
1970
Price / sqft
$263
On market
10 days
Annual tax
$2,493
HOA
$525/mo
Flood zone
X · Low risk
Lot
140,060 sqft
Type
Condominium

Location

1975 W Bay Dr #109
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Condominium
Year Built
1970
Lot
140,060 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Days on Market
10
Thermostat
Rain Gutters
Sidewalk
Buyer Approval Required
Community Mailbox
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Sidewalks
Street Lights
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Range
Refrigerator

Elementary

Mildred Helms Elementary-PN

Middle

Largo Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$2,493

Parcel #

33-29-15-07060-001-1090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Belleair Oaks Condo

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

140,060 sqft

City LimitsLandscapedNear Public TransitSidewalkPavedPrivate
HOA
$525/mo
Belleair Oaks/Mackenzie Puckett
Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #TB8544064
$259,000
$263/sqft
Est. monthly payment$2,213/mo
Principal & interest$1,351
Property taxes$208
Insurance$130
HOA$525
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $259,000
$255,000 – $259,000
98.9% – 100% of listTops out right at the list price
80% of listList price
12 of the last 22 condo closings in 33770 landed at this number or higher (55%). The median one sat 61 days before it went under contract, and this one is on day 10.

Sample: 22 closed condo sales in 33770 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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