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Archaic Dr, Winter Haven, FL, 33880

Village Spirit Lake Ph 01

0 baLand
Listed by BRIDGMON REALTY· Last updated · MLS# TB8546225

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$1,399/mo
Down payment (20%)
$39,980
Property taxes
$177/mo
HOA
$950/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Land
Waterfront
Lake Front
1.03 acres
Lot size

About this home

Deed RestrictionsStreet Lights

Archaic Dr is a home in Village Spirit Lake Ph 01, Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $950 annually.

From the listing

LAST BUILDING LOT ON SPIRIT LAKE IN THE VILLAGES OF SPIRIT LAKE, SO BRING YOUR PLANS AND START ENJOYING THIS GATED COMMUNITY. OFFERING A PRIVATE BOAT LAUNCH, FISHING DOCK PLUS COMMUNITY POOL, CLUBHOUSE, PLAY GROUND, TENNIS, BASKETBALL AND PICKLEBOARD COURTS. EAST ACCESS TO THE POLK PARKWAY SO COMMUTES TO TAMPA OR ORLANDO MAKE IT EASY. OWNER TERMS AVAILABLE IF NEEDED WHILTE GETTING YOUR CONSTRUCTION PLANS TOGETHER.

The essentials

On market
5 days
Annual tax
$2,122
HOA
$950/yr
Flood zone
X · Low risk
Lot
44,771 sqft
Type
Land

Location

Archaic Dr
Winter Haven, FL, 33880·33880 - Winter Haven/Eloise/JPV/Wahnetta
Type
Land
Year Built
-
Lot
44,771 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
5
Deed Restrictions
Street Lights
Flood Zone X

Annual Tax (2025)

$2,122

Parcel #

25-29-02-356720-000330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Village Spirit Lake Ph 01

County

Polk

MLS Area

33880 - Winter Haven/Eloise/JPV/Wahnetta

Lot Size

44,771 sqft

ClearedIn CountyLevel
HOA
$950/yr
TRACY POWERS
Date
Event
Price
9/6/2026
Listed for sale
Source: Stellar MLS #TB8546225
$199,900
Est. monthly payment$1,398/mo
Principal & interest$1,043
Property taxes$177
Insurance$100
HOA$79
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

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