ActiveOpen House
$473,900
Est. $2,972/mo

2966 Sumner Way, Palm Harbor, FL, 34684

$253/sqft·Crossings At Lake Tarpon

3 bd2 ba1,875 sqft2 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# W7888950

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,972/mo
Down payment (20%)
$94,780
Property taxes
$233/mo
HOA
$362/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1991
Private pool
In Ground
2 car garage
Driveway
6,199 sqft lot
Lot size
1,875 sqft
Living area

Open house

Saturday, Sep 12· 5:00 PM to 7:00 PM

Hosted by: Toni Brickner

About this home

Chair RailEat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomThermostatVaulted Ceiling(s)

2966 Sumner Way is a 1991-built home in Crossings At Lake Tarpon, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,875 square feet of living space. Listed at $473,900 (about $253/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $362 annually.

From the listing

Virtually Staged. TURN-KEY and truly move-in ready! Welcome to 2966 Sumner Way, a spacious 3-bedroom, 2-bath, 1,875 sq. ft. split-floor-plan home with a 2-car garage featuring TWO large living areas with vaulted ceilings, each with sliding doors opening to the resort-style pool and spa. The home also offers a separate dining room, breakfast nook, and a spacious primary suite with a large soaking tub and private French doors leading to the pool area. Recent updates include fresh landscaping throughout (2026), interior paint (2026), A/C (2020, water heater (2020), plus HURRICANE-RATED doors and storm shutters (2019). The home is also equipped with a water softener system. Located in desirable Crossings at Lake Tarpon, just minutes from Lake Tarpon, shopping, dining, beaches, and major roadways. LOW HOA, NO CDD, Flood Zone X.

The essentials

Built
1991
Price / sqft
$253
On market
11 days
Annual tax
$2,791
HOA
$362/yr
Flood zone
X · Low risk
Lot
6,199 sqft
Type
Single Family Residence

Location

2966 Sumner Way
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1991
Lot
6,199 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Off Street
Pool
In Ground
Days on Market
11
Chair Rail
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Rain Gutters
Sidewalk
Deed Restrictions
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Range
Refrigerator
Washer
Water Softener

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,791

Parcel #

32-27-16-19685-000-0580

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Crossings At Lake Tarpon

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

6,199 sqft

Paved
HOA
$362/yr
Sentry Management Inc.
Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #W7888950
$473,900
$253/sqft
Est. monthly payment$2,971/mo
Principal & interest$2,472
Property taxes$233
Insurance$237
HOA$30
Down payment20% · $94,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $473,900
$467,500 – $473,900
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 11.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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