How much do I need for a down payment?

Less than you probably think. FHA loans require as little as 3.5% down, and there are conventional options at 5%. VA loans? Zero down. We'll connect you with lenders who can show you exactly what's possible based on your situation—not what the internet says.

How long does it actually take to buy a house?

Once you're pre-approved, most buyers find their home within 2-8 weeks. After your offer is accepted, closing typically takes 30-45 days. So start to finish? 2-3 months is realistic. But it all starts with getting pre-approved—we can help you do that this week.

Do I really need to get pre-approved first?

Yes—and here's why it actually helps you. Sellers take pre-approved buyers more seriously, which means your offers win more often. It also prevents heartbreak—you'll know exactly what you can afford before you fall in love with something out of reach.

What if the inspection finds problems?

Every home has something—that's normal. The question is whether it's a dealbreaker or a negotiation opportunity. We'll help you understand what's serious vs. cosmetic, and negotiate repairs or credits on your behalf. You're never locked in until you're comfortable.

Do I pay you anything as a buyer?

Typically, no. In most transactions, the seller pays the buyer's agent commission. So you get expert representation at no direct cost to you. We'll explain exactly how it works for your specific situation before you commit to anything.

We Specialize In

Every buyer's story is different.

Where you are in life changes everything about how we help you. Here's who we serve.

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Why Estate Vida

How we put you ahead.

Most buyers show up to a bidding war empty-handed. Here's how we make sure you don't.

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How It Works

From "just looking" to moving in.

Here's exactly what happens when you work with us.

01

We Listen First

Before we show you a single home, we understand what you actually need. Budget, timeline, must-haves, dealbreakers. No assumptions.

02

Curated Search

No more scrolling through 100 listings that don't fit. We send you homes that actually match—including ones you won't find on Zillow.

03

Expert Guidance

At showings, we point out what matters—good and bad. We negotiate offers strategically. Your interests are our only focus.

04

Smooth Closing

We coordinate everything from inspection to closing day. Zero surprises, zero stress. Just keys in your hand and a smile on your face.

5.0 Rating ★★★★★

Your Agent

You won't get passed to a junior agent. You work with me.

I'm Ryan. And I take this personally. When you text me at 9pm because you're stressed about an offer, I'm the one who answers. Not an assistant. Not a call center. Me.

10+ years in sales and marketing taught me that most agents treat home buying like a transaction. I treat it like what it actually is—one of the biggest decisions of your life.

I'd rather lose a deal by telling you the truth than win one by telling you what you want to hear.

— Ryan

Schedule a Call

Free Resources

Tools to buy smarter.

Everything you need to feel confident—before we even talk.

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Mortgage Calculator

Wondering what you can actually afford? Plug in some numbers and see real monthly payments—no sign-up required.
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USE CALCULATOR →

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Pre-Approval Guide

Not sure what lenders are looking for? We break down exactly how to strengthen your application and what to avoid.
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Download Guide →

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First-Time Buyer Checklist

27 steps from "thinking about it" to "got the keys." Never miss a milestone. Print it, check it off, feel in control.

Get Checklist →

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Home Inspection Guide

What to look for, what questions to ask, and when to walk away. Don't buy someone else's problem.
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Download Guide →

📍 Local Expert

Discover Tampa Bay Neighborhoods

Deep local knowledge across 28+ communities. Find your perfect neighborhood
with data-driven insights and honest guidance.

🔥 Hot

Luxury

Waterfront

Family

28+

Neighborhoods Profiled

350+

Local Spots Named

50+

Data Points Per Area

Don't Take Our Word For It

We could tell you we're
different.
But they said it better.

Real Google reviews from real Tampa Bay homeowners.

Donald Truckenbrod

Homebuyer

Tampa Bay, FL

“Ryan is an exceptional realtor. Creative, honest, caring, and truly passionate about his work. Thank you for everything..”

Mellissa Kay

Homebuyer

Tampa Bay, FL

“Ryan is a great realtor and an even better person. Honest, innovative, and caring. He stays involved and markets your property fully.”

Roxane Kallensee

Homebuyer

Tampa Bay, FL

“Ryan found us exactly what we needed, even working remotely. We bought our home sight unseen and couldn’t be happier.”

Yesenia Muniz

Homebuyer

Tampa Bay, FL

“Ryan has been amazing to work with. Attentive, detail-oriented, proactive, and dedicated to delivering the best results.”

Aidan Brannigan

Homebuyer

Tampa Bay, FL

“Very knowledgeable and helpful. Ryan made the intimidating parts of homeownership easier to understand. Highly recommend.”

Matt Reilly

Homebuyer

Tampa Bay, FL

“Ryan was awesome to work with. Extremely knowledgeable about local markets and an expert communicator. Highly recommend.”

Don Bui

Homebuyer

Tampa Bay, FL

“Very knowledgeable and motivating. Ryan made the process clear and helped us confidently secure our home.”

Scott Kallensee

Homebuyer

Tampa Bay, FL

“Ryan is energetic, organized, and detail-driven. He helped us find a great investment property and supported us every step.”

Raj Gone

Homeseller

Tampa Bay, FL

“Ryan was excellent to work with. His negotiation skills were critical, and his attention to detail kept the entire process smooth and stress-free.”

Mitchell Kruithoff

Homeseller

Tampa Bay, FL

“Very professional, always prepared, and knows the answers to all questions. You’re treated like a friend, not just a customer.”

Blake

Homebuyer

Tampa Bay, FL

“Ryan was amazing. He negotiated a great deal so my wife and I could move into our dream home. Nothing but positive things to say.”