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8162 Terrace Garden Dr N #204, St Petersburg, FL, 33709

$173/sqft·Terrace Park Of Five Towns

2 bd2 ba1,805 sqftCondominium
Listed by EXP REALTY LLC· Last updated · MLS# A4678346

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Est. monthly payment
$2,102/mo
Down payment (20%)
$62,400
Property taxes
$319/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1982
Waterfront
Pond
Community pool
Fitness center too
1,805 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanStone CountersWalk-in Closet(s)

8162 Terrace Garden Dr N #204 is a 1982-built home in Terrace Park Of Five Towns, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,805 square feet of living space. Listed at $312,000 (about $173/sqft), 183 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRICE IMPROVEMENT! MOTIVATED SELLER CALLING FOR OFFERS! Start living the Florida dream lifestyle today in this beautifully updated, move-in ready, amazingly spacious condo in the popular Terrace Park at Five Towns active adult community in St. Petersburg! This second floor condo is located in the Cambridge building which is one of three unique villa style condo buildings in the community with tile roofs, only 8 units per building, covered carport space in front along with plenty of guest parking that can be used by residents of the building for a second vehicle! From the moment you enter this lovely condo you will appreciate the custom touches and upgrades from vinyl plank flooring, crown molding to custom millwork in multiple areas. There's even a bonus or flex room that can be an office, music room, craft room, extra space for guests, etc. The chef will love the light and bright updated kitchen with gorgeous light cabinetry, stone countertops, tile backsplash, glass front doors on some cabinets, eat in kitchen area, stainless appliances and more! The open floor plan offers a spacious living room with plush carpet open to the dining room that easily fits a table for 6 surrounded in oversized windows with views of the trees and pond. The master bedroom is a true retreat with an on suite bath that includes a built-in makeup vanity plus storage cabinets, walk-in closet with organizers and large vanity with stone countertop. The shower is a therapeutic tub and shower combination. The guest bedroom is also spacious with double closets. There are ceiling fans throughout the condo, hurricane impact windows and hurricane shutters. The building has no special assessments and one of the lowest condo fees in the community. Terrace Park at Five Towns is ideal for newcomers—friendly neighbors, endless activities, multiple pools, clubhouses, fitness centers, walking paths, and more. Your low monthly fee of $711 covers cable, internet, natural gas, water, sewer, trash, reserves, and full access to amenities. A new RV/boat/vehicle storage area is nearly ready for use as well (spaces offered for lease). Looking for a spacious, move-in-ready Florida home with resort-style living and incredible value? See this condo and community today!

The essentials

Built
1982
Price / sqft
$173
On market
260 days
Annual tax
$3,832
Flood zone
AE
Lot
999,999 sqft
Type
Condominium

Location

8162 Terrace Garden Dr N #204
St Petersburg, FL, 33709·33709 - St Pete/Kenneth City
Type
Condominium
Year Built
1982
Lot
999,999 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Covered, Guest
Waterfront
Pond
Days on Market
260
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Association Recreation - Lease
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$3,832

Parcel #

36-30-15-90336-003-2040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terrace Park Of Five Towns

County

Pinellas

MLS Area

33709 - St Pete/Kenneth City

Lot Size

999,999 sqft

Date
Event
Price
4/14/2026
Price change
Source: Stellar MLS #A4678346
$312,000-3.3%
$173/sqft
—
Price change
Source: Stellar MLS #A4678346
$322,500-7.9%
$179/sqft
1/16/2026
Listed for sale
Source: Stellar MLS #A4678346
$350,000
$194/sqft
Est. monthly payment$2,103/mo
Principal & interest$1,627
Property taxes$319
Insurance$156
Down payment20% · $62,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $312,000
$295,000 – $312,000
94.9% – 100% of listTops out right at the list price
80% of listList price
33 of the last 64 condo closings in 33709 landed at this number or higher (52%). The median one sat 47 days before it went under contract, and this one is on day 260 after a $38,000 cut.

Sample: 64 closed condo sales in 33709 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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