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About this home
5207 86th Street CT W is a 1994-built home in Bay Lake Estates Ph II, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,311 square feet of living space. Listed at $579,900 (about $251/sqft), 183 days on market. Flood zone x500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $194 monthly.
$19,100 price improvement! Roughly 3 miles to the sugary sands of Anna Maria Island without the island price tag. Welcome to Bay Lakes, where location, lifestyle, and thoughtful upgrades come together in one of West Bradenton’s most desirable settings. This beautifully maintained single-family home offers over 2,300 square feet of well-designed living space with a split-bedroom layout and an expansive primary suite featuring dual vanities, a soaking tub, walk-in shower, and custom closet shelving. Set within an established community with no CDD fees and low maintenance living with lawn-care included! This home is also perfectly positioned near the future SeaFlower Village Center, bringing a two-story Publix, dining, and everyday conveniences just minutes away. Inside, the open and updated kitchen is both functional and inviting, complete with granite countertops, tile backsplash, newer stainless steel appliances (2022–2024), and ample cabinetry, with a spacious laundry room conveniently located off the garage for easy daily living. Extensive upgrades provide both comfort and peace of mind, including impact windows and doors (2022), roof (2018), AC (2020), water heater (2021), added attic insulation (2022), and a whole-house water softener (2021). Step outside to a private, resort-style backyard where professionally designed landscaping (2024) creates a peaceful setting, complemented by a brick paver patio (2024) and retractable electric awning—perfect for enjoying Florida mornings and evenings. Impact sliders fill the home with natural light and showcase serene garden views, while the enclosed lanai with its own ductless AC adds valuable year-round living space. Additional highlights include new gutters (2022), upgraded garage storage and door (2024), and impact front doors (2024), reflecting the care and investment made throughout the home. Ideally located near SRQ Airport, IMG Academy, GT Bray Park, Robinson Preserve, golf courses, and some of the Gulf Coast’s best dining, shopping, and cultural attractions, this home offers the perfect balance of convenience, quality, and coastal lifestyle.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$579,900
$251 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,311 sq ft
Time on market
183 days
Year built
1994
Monthly payment
About $4,038/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,359 annual tax bill, insurance, and the $194/mo HOA fee.
HOA fee
$194/mo
Managed by Janet Fernandez.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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