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Overview

2 bd2 ba1,199 sqftManufactured Home
TypeManufactured Home
HOA$430/mo
Built1980
Lot7,573 sqft
Living area1,199 sqft
Price / sqft$154

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window TreatmentsAwning(s)LightingBuyer Approval Required

320 Tropic Dr is a 1980-built home in Arbors, Osprey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,199 square feet of living space. Listed at $185,000 (about $154/sqft), 152 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $430 monthly.

From the listing

Virtually Staged. Welcome to this Partially Furnished home in the desirable 55+ cooperative community of The Arbors!This property in The Arbors stands out primarily for its rare inclusion of a separate adjacent lot, providing significant flexibility for either added privacy or future expansion. This is a very special property as it includes a second lot with an existing beautiful gazebo and lighting. The possibilities are endless as this space can be kept for leisure or used to build an additional home. The seller invested $28,000 in fundamental upgrades, includin g: New subflooring and moisture barrier, Laminate flooring throughout main living areas and bathrooms, and Fresh carpeting in bedrooms and the Florida Room. The interior features an open floor plan with two bedrooms. The primary suite includes dual walk-in closets and a ensuite bath. This home is light and bright with a comfortable Florida Room—perfect for morning coffee or evening relaxation. A large outdoor shed offers abundant storage and includes a washer and dryer. This desirable lot is located in the pet-friendly section of the park. Monthly dues include an impressive list of amenities: access to the clubhouse, heated community pool, lawn service, water, garbage pickup, sewer, cable TV, and internet. The Seller recently spent $28,000 on a new sub floor, new moisture barrier, New laminate flooring in kitchen, dining, great room, bathrooms, and hallway. New carpet in both bedrooms and Florida room. There’s even an on-site storage area for your boats, RVs, or kayaks for a small fee! The location is unbeatable—close to Casey Key, the Legacy Trail, Walmart, shopping, restaurants and the Nokomis and Siesta Key Beaches. You’re also just a short drive from historic downtown Venice and the lively attractions of downtown Sarasota. The community also offers an active clubhouse, heated pool, dog run, shuffleboard, exercise area, and regular social events.

The essentials

Built
1980
Price / sqft
$154
On market
152 days
Annual tax
$1,983
HOA
$430/mo
Flood zone
X · Low risk
Lot
7,573 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1980
Community pool
Fitness center too
7,573 sqft lot
Lot size
1,199 sqft
Living area

Payment

Est. monthly payment
$1,653/mo
Down payment (20%)
$37,000
Property taxes
$165/mo
HOA
$430/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1980
Lot
7,573 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
152
Eat-in Kitchen
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Lighting
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,983
Parcel #
0148011170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Arbors
County
Sarasota
MLS Area
34229 - Osprey
Lot Size
7,573 sqft
HOA
$430/mo
Arbors Homeowners Assn.

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #A4692490
$185,000-5.1%
$154/sqft
5/11/2026
Listed for sale
Source: Stellar MLS #A4692490
$195,000
$163/sqft

Neighborhood

320 Tropic Dr
Osprey, FL, 34229 · 34229 - Osprey

Market insights

Offer Insights

Choose an offer strength

List price: $185,000
$175,000 – $185,000
95.2% – 100% of listTops out right at the list price
80% of listList price
35 of the last 66 home closings in 34229 landed at this number or higher (53%). The median one sat 35 days before it went under contract, and this one is on day 152 after a $10,000 cut.

Sample: 66 closed home sales in 34229 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,653/mo
Principal & interest$965
Property taxes$165
Insurance$93
HOA$430
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

$154 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,199 sq ft

Time on market

152 days

Year built

1980

Monthly payment

About $1,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,983 annual tax bill, insurance, and the $430/mo HOA fee.

HOA fee

$430/mo

Managed by Arbors Homeowners Assn..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PALMListing agent: Susan RetzkeListing data from Stellar MLS, MLS# A4692490.

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