10433 SW Jernigan St, photo 1
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Overview

4 bd2 ba2,301 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1980
Lot436,906 sqft
Living area2,301 sqft
Price / sqft$421
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersThermostat

10433 SW Jernigan St is a 1980-built home in Minor Sec 10 39 23 A/K, Arcadia. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,301 square feet of living space. Listed at $969,000 (about $421/sqft), 159 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

DON'T MISS THIS ONE!! BRING YOUR FARM ANIMALS, TOYS, AND FURNITURE!! This stunning modern farmhouse on over 10 acres is everything you’ve been waiting for!! Located in one of the most desirable areas of DeSoto County, this beautifully updated 4-bedroom, 2-bath home perfectly blends rustic farmhouse charm with stylish modern finishes. Inside, you’ll find shiplap accents, exposed beams, and sliding barn doors paired with granite countertops, stainless steel appliances, subway tile, and thoughtfully designed living spaces throughout. This property is loaded with upgrades and features for peace of mind living including a NEW ROOF in 2023, newer HURRICANE IMPACT WINDOWS (2020), newer septic system (2017), an updated two-zone A/C system with new ductwork, a huge bonus room, an oversized two-car garage, workshop space, a BRAND NEW POLE BARN, and so much more!! The paved driveway and automatic gated entrance add convenience and privacy from the moment you arrive. If you love the outdoors or want to try your hand at farming, you will love the impressive outbuildings, including a large barn with covered storage for ATVs, boats, or equipment, plus enclosed workshop/man cave space, hay storage, and even a chicken coop!! The property is fully equipped for country living with both a traditional deep well for the home and an artesian well for livestock watering. Add a garden and create your own private, self-sustaining retreat!! Backing up to the beautiful RV Griffin Reserve and situated at the end of the street with minimal traffic, this peaceful property offers privacy, scenic views, and a small creek running through the land — perfect for HORSES or CATTLE!! Rarely does a property combine modern updates, functional acreage, and farmhouse character quite like this one. And it's ideally located (NOT IN A FLOOD ZONE!!) close enough to shops, restaurants, golfing, and HISTORIC DOWNTOWN ARCADIA, yet far enough to get away from it all!! Call today to schedule your private tour!!

The essentials

Built
1980
Price / sqft
$421
On market
159 days
Annual tax
$2,976
Flood zone
X · Low risk
Lot
436,906 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
Waterfront
Creek
2 car garage
Covered
10.03 acres
Lot size
2,301 sqft
Living area

Payment

Est. monthly payment
$5,787/mo
Down payment (20%)
$193,800
Property taxes
$248/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
436,906 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Guest, Oversized
Waterfront
Creek
Days on Market
159
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Fire Pit
Private Entrance
Private Mailbox
Private Yard
Storage
Dishwasher
Dryer
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,976
Parcel #
10-39-23-0000-0025-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Minor Sec 10 39 23 A/K
County
Desoto
MLS Area
34269 - Arcadia
Lot Size
436,906 sqft

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #A4693057
$969,000-0.6%
$421/sqft
-
Price change
Source: Stellar MLS #A4693057
$974,900-2.1%
$424/sqft
5/5/2026
Listed for sale
Source: Stellar MLS #A4693057
$995,900
$433/sqft

Neighborhood

10433 SW Jernigan St
Arcadia, FL, 34269 · 34269 - Arcadia

Market insights

Offer Insights

Choose an offer strength

List price: $969,000
$940,000 – $969,000
96.9% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 home closings in 34269 landed at this number or higher (52%). The median one sat 84 days before it went under contract, and this one is on day 159 after a $26,900 cut.

Sample: 23 closed home sales in 34269 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,786/mo
Principal & interest$5,054
Property taxes$248
Insurance$485
Down payment20% · $193,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$969,000

$421 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,301 sq ft

Time on market

159 days

Year built

1980

Monthly payment

About $5,787/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,976 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Michael JohnsonListing data from Stellar MLS, MLS# A4693057.

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