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2802 93rd CT E, Palmetto, FL, 34221

$246/sqft·North Oaks Estates

3 bd2 ba1,343 sqft2 car garageSingle Family
Listed by MARCUS & COMPANY REALTY· Last updated · MLS# A4694131

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Est. monthly payment
$2,111/mo
Down payment (20%)
$65,980
Property taxes
$197/mo
HOA
$342/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
Private pool
Gunite
2 car garage
7,083 sqft lot
Lot size
1,343 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Private MailboxPrivate Yard

2802 93rd CT E is a 2004-built home in North Oaks Estates, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,343 square feet of living space. Listed at $329,900 (about $246/sqft), 107 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $342 annually.

From the listing

NEW PRICE – PRIVATE POOL HOME WITH 2.875% ASSUMABLE MORTGAGE OPPORTUNITY! Welcome to this 3-bedroom, 2-bath, 1,343 sq. ft. pool home in North Oaks Estates, offering the Florida lifestyle with a private pool, covered screened lanai, fully fenced backyard, low HOA fees, and major recent improvements already completed. One of the home's standout features is the potential opportunity to assume the existing 2.875% VA-backed mortgage. Qualified buyers, including non-veterans, may be eligible to assume the existing loan, subject to lender/servicer and VA approval. Several of the home's major systems have already been updated, including a new roof in 2025, A/C system installed in 2023, and new water heater installed in May 2026—giving the next owner added peace of mind on several of the home's most important systems. Step outside and enjoy your own private Florida retreat. The home features a private in-ground swimming pool, covered screened lanai with newly installed screening and lanai door, and a fully fenced backyard—an ideal setup for relaxing, entertaining, grilling, or simply enjoying Florida's year-round outdoor lifestyle. Inside, the home offers a functional 3-bedroom, 2-bath layout with plenty of natural light and the opportunity for the next owner to personalize the interior to their own style. For added convenience and peace of mind, the property features an extensive fully owned security and camera system with touchscreen controls and multiple cameras providing coverage around the property and garage. Also conveying with the home are the existing pool maintenance equipment, propane BBQ grill, and a supplemental window A/C unit in one guest bedroom, which was used simply to keep that bedroom cooler than the rest of the home. With an HOA of only $29 per month, a private pool, fenced backyard, newly rescreened covered lanai, newer major systems, and the potential opportunity to assume an existing mortgage at just 2.875%, this home offers a combination that's increasingly difficult to find. Schedule your private showing and come see everything this Palmetto pool home has to offer.

The essentials

Built
2004
Price / sqft
$246
On market
115 days
Annual tax
$2,360
HOA
$342/yr
Flood zone
X · Low risk
Lot
7,083 sqft
Type
Single Family Residence

Location

2802 93rd CT E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2004
Lot
7,083 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
115
Cathedral Ceiling(s)
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Mailbox
Private Yard
Sidewalk
Deed Restrictions
Playground
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,360

Parcel #

629505059

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

North Oaks Estates

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

7,083 sqft

ClearedIn CountyLevelSidewalkPaved
HOA
$342/yr
Mike Pilato
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #A4694131
$329,900-5.4%
$246/sqft
Price change
Source: Stellar MLS #A4694131
$348,900-10.5%
$260/sqft
5/19/2026
Listed for sale
Source: Stellar MLS #A4694131
$389,900
$290/sqft
Est. monthly payment$2,111/mo
Principal & interest$1,721
Property taxes$197
Insurance$165
HOA$29
Down payment20% · $65,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $329,900
$325,000 – $329,900
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 115 after a $60,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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