Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$103/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
13810 Bertrand Ave is a 2026-built home in Coasterra, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,933 square feet of living space. Listed at $399,999 (about $207/sqft), 196 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $308 quarterly.
MODEL NOW OPEN!! Community Pool & Amenity Opening Soon! ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** The Cocoa is a thoughtfully crafted single-story home offering 4 bedrooms, 2 full baths, and a 2-car garage. The first floor centers around a spacious open-concept design that seamlessly connects the kitchen, dining area, and great room—perfect for everyday living and entertaining. The kitchen features ample counter space and a functional layout that flows naturally into the dining and living areas, making it the heart of the home. Just off the foyer sits the fourth bedroom, followed by two bedrooms and a full bath across the hall, thoughtfully placed to ensure privacy and comfort. The owner's suite on the main level offers a tranquil escape with a walk-in closet and private bath. With its versatile layout, modern features, and room to grow, the Cocoa is designed for those seeking comfort, flexibility, and timeless style.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 458 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,999
$207 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,933 sq ft
Time on market
196 days
Year built
2026
Monthly payment
About $2,431/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $308/qtr HOA fee.
HOA fee
$308/qtr
Managed by CASTLE GROUP / Loreall Jarrett.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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