ActiveOpen House

4314 Silver Birch CT, Palmetto, FL, 34221

$161/sqft·Silverstone

5 bd3 ba2,934 sqft2 car garageSingle Family
Listed by D.R. HORTON REALTY OF SARASOTA· Last updated · MLS# A4695285

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,428/mo
Down payment (20%)
$94,400
Property taxes
$0/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
0.29 acres
Lot size
2,934 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVERSTONE
Type
Single Family Residence

True monthly carry

HOA
~$120/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

Open house

Saturday, Sep 12· 4:00 PM to 8:00 PM

Please join us for an open house this Saturday and Sunday from 12PM to 4PM. Please visit our sales center located at 3813 Silver Strand Trail Palmetto, 34221.

About this home

Open FloorplanSidewalkSprinkler MeteredFitness CenterParkPoolTennis Court(s)Dishwasher

4314 Silver Birch CT is a 2026-built home in Silverstone, Palmetto. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,934 square feet of living space. Listed at $472,000 (about $161/sqft), 16 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Under Construction. This two-story, all concrete block constructed, two-car garage home has a large open concept kitchen overlooking the great room and dining area that leads to a covered lanai. The first floor also provides a flex room upon entering the home, as well as a spacious guest bedroom and full bathroom. Upstairs there is a large bonus room, great for work or for play, as well as Bedroom 1 with ensuite bath, three additional bedrooms, a third full bathroom, and a well-appointed laundry room. This home comes with stainless-steel dishwasher, electric range, and microwave. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation.

The essentials

Built
2026
Price / sqft
$161
On market
105 days
Annual tax
$0
HOA
$120/mo
Flood zone
X · Low risk
Lot
12,688 sqft
Type
Single Family Residence

Location

4314 Silver Birch CT
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
12,688 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
105
Open Floorplan
Sidewalk
Sprinkler Metered
Fitness Center
Park
Pool
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone x

Annual Tax (2026)

$0

Parcel #

716946109

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Silverstone

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

12,688 sqft

HOA
$120/mo
Access Management
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #A4695285
$472,000-0.4%
$161/sqft
Price change
Source: Stellar MLS #A4695285
$474,000+1.2%
$162/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #A4695285
$468,500
$160/sqft
Est. monthly payment$3,427/mo
Principal & interest$2,462
Property taxes$610
Insurance$236
HOA$120
Down payment20% · $94,400
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $472,000
$467,500 – $472,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 105.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.