5118 Rocky Coast Pl, photo 1
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Overview

5 bd3 ba2,601 sqft2 car garageSingle Family
TypeSingle Family
HOA$124/mo
Built2022
Lot6,000 sqft
Living area2,601 sqft
Price / sqft$230
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenOpen FloorplanWalk-in Closet(s)BalconyHurricane ShuttersRain Gutters

5118 Rocky Coast Pl is a 2022-built home in Silverstone North, Palmetto. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,601 square feet of living space. Listed at $599,000 (about $230/sqft), 50 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $124 monthly.

From the listing

MUST SEE in the desirable Silverstone community. Stunning 5-bedroom, 3-bath, PLUS DEN/OFFICE, PLUS LOFT, over 2,600sqft, 2-car garage, and exceptional water view. This property has custom finishes throughout. Inside the home, one of the most impressive features is the extensive professional organization and storage throughout. Virtually every closet and storage area has been upgraded by Dream Closets, including all bedroom closets, primary suite closets, linen closets, bathroom closets, and smaller storage spaces. Custom cabinetry, drawers, shelving, hampers, doors, and hanging systems maximize every inch of usable space. The professionally designed Dream Closets home office offers built-in cabinetry and dedicated storage for a polished, functional work-from-home environment, while the custom mudroom creates an organized everyday drop zone for the entire family. The custom pantry is equally impressive, featuring extensive shelving, integrated drawers, and rounded corner shelving designed to maximize your space. The main living area features a substantial custom-built entertainment center with integrated fireplace, custom cabinetry, built-ins, and an upgraded granite countertop, creating a stunning architectural focal point. Throughout the home, you’ll find tile flooring across the entire first floor (except bedroom), upgraded ceiling fans in the bedrooms and living room, an upgraded kitchen/dining chandelier, custom cabinetry, and numerous additional built-in enhancements. Bathrooms have also been thoughtfully upgraded, including sliding glass shower enclosures in both secondary bathrooms, an upgraded double-door glass shower enclosure in the primary suite, and upgraded toilets throughout. Discover your own private backyard oasis overlooking a serene pond, where breathtaking sunsets create the perfect backdrop for relaxing and entertaining. The professionally upgraded landscaped front and rear yards feature: palms, plants/mature shrubs, stone/rock accents, custom concrete curbing, and upgraded St. Augustine sod. Fenced in backyard provides privacy with professionally installed french drainage systems on both sides of the home to help direct water toward the rear and away from the home. SALT WATER pool with travertine-paver (40’×30’) entertaining area with a 5’ sun shelf, 2 bubblers, LED color-changing lighting, and an electric pool heater. A pergola offering shade while still allowing you to enjoy the Florida sunshine. Stone framing the pool area, creating a resort-style setting. Custom 12’×24’ screened lanai with ceiling fan and electrical for TV. Black steel spiral staircase leads to the private upper-level deck, creating an incredible multi-level outdoor retreat. From the elevated balcony, enjoy panoramic views of the sunsets or watch Fourth of July and New Year’s fireworks from home. This outdoor living is designed to feel like a private resort. Garage has overhead storage racks, a slat wall storage system, and additional organization designed to maximize storage. Thoughtful design, and exceptional attention to detail have transformed from builder-grade into a truly elevated home. A rare home opportunity offering luxury, functionality, privacy, and an unforgettable Florida lifestyle, all in one extraordinary home. Amenities include: pool, playground, and dog park. Minutes from I-75. Easy access to Skyway/St Pete, Tampa and some of Florida’s best beaches. NO FLOOD ZONE! LOW HOA & CDD IN TAXES! Schedule Today!

The essentials

Built
2022
Price / sqft
$230
On market
50 days
Annual tax
$6,833
HOA
$124/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Water views
Water
Private pool
Heated
2 car garage
Garage Door Opener
6,000 sqft lot
Lot size

Payment

Est. monthly payment
$4,117/mo
Down payment (20%)
$119,800
Property taxes
$569/mo
HOA
$124/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener
Pool
Deck, Gunite, Heated, In Ground, Lighting, Salt Water, Tile
Days on Market
50
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Walk-in Closet(s)
Balcony
Hurricane Shutters
Rain Gutters
Sidewalk
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$6,833
Parcel #
716920059

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silverstone North
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,000 sqft
LandscapedSidewalkPaved
HOA
$124/mo
Access Management

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #A4702592
$599,000-2.5%
$230/sqft
-
Price change
Source: Stellar MLS #A4702592
$614,099-1.7%
$236/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #A4702592
$625,000
$240/sqft

Neighborhood

5118 Rocky Coast Pl
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$590,000 – $599,000
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 50 after a $26,000 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,117/mo
Principal & interest$3,124
Property taxes$569
Insurance$300
HOA$124
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$230 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,601 sq ft

Time on market

50 days

Year built

2022

Monthly payment

About $4,117/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,833 annual tax bill, insurance, and the $124/mo HOA fee.

HOA fee

$124/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPEListing agent: Andrea Malara-OrtegoListing data from Stellar MLS, MLS# A4702592.

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