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Overview

3 bd2 ba1,578 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1969
Lot19,661 sqft
Living area1,578 sqft
Price / sqft$570
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Solid Surface CountersThermostatWindow TreatmentsFrench DoorsDishwasherDisposal

2103 Lusitania Dr is a 1969-built home in Phillippi Gardens, Sarasota. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,578 square feet of living space. Listed at $899,900 (about $570/sqft), 121 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Opportunities like this are becoming increasingly difficult to find. Situated on nearly half an acre along a wide, scenic stretch of Phillippi Creek, this property offers the perfect combination of waterfront living, privacy, and an unbeatable central Sarasota location. Tucked behind a fenced driveway, the classic Sarasota ranch-style home welcomes you with its timeless charm. But the true showstopper is the backyard, a sprawling park-like setting with mature trees, expansive green space, and peaceful water views that create a private retreat right in the middle of town. This solid block home has been thoughtfully updated with a 2024 metal roof, laminate flooring throughout, stainless steel appliances, recessed lighting, and fresh exterior paint. The functional floor plan features a dedicated dining area, oversized laundry room, and a spacious two-car garage. For boating and water enthusiasts, the possibilities are exceptional. Subject to permitting, there may be an opportunity to add a dock and boat lift, providing direct access to Phillippi Creek, Sarasota Bay, and ultimately the Gulf of Mexico. Enjoy kayaking, paddleboarding, fishing, wildlife viewing, or simply relaxing while watching the water drift by. Located just minutes from Siesta Key, Downtown Sarasota, shopping, dining, and everyday conveniences, this property offers a lifestyle that is increasingly hard to replicate. Whether you're looking for a waterfront residence, a property to expand and customize, or simply a unique piece of Sarasota waterfront land, this is an opportunity you won't want to mis- schedule your private showing today!

The essentials

Built
1969
Price / sqft
$570
On market
121 days
Annual tax
$6,524
Flood zone
X500 · Low risk
Lot
19,661 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
Waterfront
Canal - Saltwater
2 car garage
Garage Door Opener
0.45 acres
Lot size
1,578 sqft
Living area

Payment

Est. monthly payment
$5,687/mo
Down payment (20%)
$179,980
Property taxes
$544/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
19,661 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Waterfront
Canal - Saltwater
Days on Market
121
Built-in Features
Ceiling Fans(s)
Solid Surface Counters
Thermostat
Window Treatments
French Doors
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Phillippi Shores Elementary
Middle
Sarasota Middle
High
Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$6,524
Parcel #
0086130030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Phillippi Gardens
County
Sarasota
MLS Area
34231 - Sarasota/Gulf Gate Branch
Lot Size
19,661 sqft
In CountyPaved

Price history

Date
Event
Price
6/11/2026
Listed for sale
Source: Stellar MLS #A4696955
$899,900
$570/sqft

Neighborhood

2103 Lusitania Dr
Sarasota, FL, 34231 · 34231 - Sarasota/Gulf Gate Branch

Market insights

Offer Insights

Choose an offer strength

List price: $899,900
$865,000 – $899,900
96.3% – 100% of listTops out right at the list price
80% of listList price
100 of the last 199 home closings in 34231 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 121.

Sample: 199 closed home sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,687/mo
Principal & interest$4,693
Property taxes$544
Insurance$450
Down payment20% · $179,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$899,900

$570 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,578 sq ft

Time on market

121 days

Year built

1969

Monthly payment

About $5,687/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,524 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Drew RussellListing data from Stellar MLS, MLS# A4696955.

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