4920 45th Ave N, photo 1
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Overview

2 bd1 ba959 sqftSingle Family
TypeSingle Family
HOANone listed
Built1947
Lot4,286 sqft
Living area959 sqft
Price / sqft$271

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatGardenPrivate MailboxStorageConvection OvenDryerFreezer

4920 45th Ave N is a 1947-built home in Caledonia Sub, St Petersburg. Inside you'll find 2 bedrooms, 1 bathrooms, and 959 square feet of living space. Listed at $260,000 (about $271/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Opportunity awaits with this charming 2-bedroom, 1-bath solid block home, ideally located just off 49th Street and approximately 10 minutes from Downtown St. Petersburg. Situated on a spacious corner lot, the property offers plenty of outdoor space, an oversized driveway with ample parking for multiple vehicles, an RV, or a boat, along with an attached covered carport. Several major updates have already been completed, including a brand-new roof, windows, hot water heater, and ceiling fans, all installed in 2025, while the AC was replaced in 2016. The fully fenced yard provides plenty of room for pets, entertaining, gardening, or simply enjoying the outdoors, and also includes a large storage shed for added convenience. Inside, the home features a split floor plan and an interior laundry area complete with a washer and dryer. Located in a desirable X flood zone with no HOA or CDD fees, the property does not require flood insurance, providing additional savings. Whether you're looking for your first home, an investment property, or your next renovation project, this home offers tremendous potential to build equity. With many of the major improvements already taken care of, you can focus on updating, modernizing, and personalizing the interior to bring your vision to life. Conveniently located near shopping, dining, parks, Downtown St. Petersburg, and just 15 minutes from the beautiful Gulf beaches, this property combines location, value, and opportunity. Schedule your private showing today and discover the potential this home has to offer!

The essentials

Built
1947
Price / sqft
$271
On market
61 days
Annual tax
$3,460
Flood zone
X · Low risk
Lot
4,286 sqft
Type
Single Family Residence

At a glance

Single family
Built 1947
4,286 sqft lot
Lot size
959 sqft
Living area

Payment

Est. monthly payment
$1,774/mo
Down payment (20%)
$52,000
Property taxes
$288/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1947
Lot
4,286 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
61
Ceiling Fans(s)
Thermostat
Garden
Private Mailbox
Storage
Convection Oven
Dryer
Freezer
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,460
Parcel #
04-31-16-12978-000-0470

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Caledonia Sub
County
Pinellas
MLS Area
33709 - St Pete/Kenneth City
Lot Size
4,286 sqft

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #A4698450
$260,000-5.5%
$271/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #A4698450
$275,000
$287/sqft

Neighborhood

4920 45th Ave N
St Petersburg, FL, 33709 · 33709 - St Pete/Kenneth City

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$257,500 – $260,000
98.9% – 100% of listTops out right at the list price
80% of listList price
47 of the last 92 home closings in 33709 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 61 after a $15,000 cut.

Sample: 92 closed home sales in 33709 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,774/mo
Principal & interest$1,356
Property taxes$288
Insurance$130
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$271 per sq ft

Beds and baths

2 beds, 1 baths

Size

959 sq ft

Time on market

61 days

Year built

1947

Monthly payment

About $1,774/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,460 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Graham BaileyListing data from Stellar MLS, MLS# A4698450.

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