6310 Cutler Ter, photo 1
Active
1 / 29

Overview

2 bd2 ba1,096 sqft1 car garageSingle Family
TypeSingle Family
HOA$470/yr
Built1978
Lot18,750 sqft
Living area1,096 sqft
Price / sqft$224
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanStone CountersStorageDishwasherDryerElectric Water Heater

6310 Cutler Ter is a 1978-built home in Port Charlotte Sec 066, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,096 square feet of living space. Listed at $245,000 (about $224/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $470 annually.

From the listing

Tucked into the sought-after Gardens of Gulf Cove community on a .43 acre lot, 6310 Cutler Terrace pairs the big-ticket updates today's buyers want with the kind of privacy that's hard to find. The major work is already done: a brand-new roof and seamless gutters in 2025 and a 2022 HVAC system mean worry-free ownership. Impact windows throughout the house with the exception of the kitchen. Inside, granite counters and stainless appliances anchor the kitchen, and you'll find NO CARPET anywhere—just clean, easy-care flooring throughout. Out back is where this home really sets itself apart. A spacious lanai and a huge fully fenced yard with a storage shed backs to no rear neighbors, giving you room and seclusion to garden, entertain, let the dog run, or simply enjoy quiet Florida evenings the way you want to. The setting does the rest. Located between Englewood and Gulf Cove with convenient access to Port Charlotte, Gardens of Gulf Cove and bordering the Myakka State Forest. The amenity-rich community includes a clubhouse, community pool, shuffleboard, and tennis and basketball courts—an active lifestyle right outside your door. Move-in ready and offered furnished optional, 6310 Cutler Terrace is an easy choice for a primary residence or a seasonal retreat. Come see it before it's gone.

The essentials

Built
1978
Price / sqft
$224
On market
101 days
Annual tax
$5,594
HOA
$470/yr
Flood zone
AE
Lot
18,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
1 car garage
0.43 acres
Lot size
1,096 sqft
Living area

Payment

Est. monthly payment
$1,906/mo
Down payment (20%)
$49,000
Property taxes
$466/mo
HOA
$470/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
18,750 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
101
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Storage
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$5,594
Parcel #
412104305002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 066
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
18,750 sqft
Private
HOA
$470/yr
Lori Milakeve

Price history

Date
Event
Price
6/30/2026
Listed for sale
Source: Stellar MLS #A4698534
$245,000
$224/sqft

Neighborhood

6310 Cutler Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $245,000
$235,000 – $245,000
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 455 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 101.

Sample: 455 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,906/mo
Principal & interest$1,278
Property taxes$466
Insurance$123
HOA$39
Down payment20% · $49,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

$224 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,096 sq ft

Time on market

101 days

Year built

1978

Monthly payment

About $1,906/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,594 annual tax bill, insurance, and the $470/yr HOA fee.

HOA fee

$470/yr

Managed by Lori Milakeve.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFINE PROPERTIESListing agent: Pamela Williams, PLLCListing data from Stellar MLS, MLS# A4698534.

Keep exploring Florida

Pick up where you left off, or see what else is out there.